2088 E 280 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2088 E 280 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,181 sqft · built 2015
Lot Size	0.27 acres (11,768 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Nov 2015)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-891-0435`

Property Details

APN / Parcel Number

Primary APN	`46-891-0435`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,181 sqft Living Area
Gross Area	4,788 sqft
1st Floor Area	2,181 sqft
Basement Area	2,181 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	11,768 sqft (0.27 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2088 E 280 N
City	SPANISH FORK
State	UT
Zip	84660-6092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 435, PLAT M, MAPLE MOUNTAIN AT SPANISH FORK SUB AREA 0.270 AC.
Legal Subdivision	MAPLE MOUNTAIN AT SPANISH FORK SUB
Legal Lot Number	435
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1012
Census Tract	10307

Owner

2088 E 280 N is owned and occupied by two individuals who bought it in November 2015.

Source: Utah County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2088 E 280 N, SPANISH FORK, UT 84660-6092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICAN FORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2015 · Amount on File
Deed Sale	Nov 12, 2015 · Amount on File
Deed Document Number	2015102692
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2088 E 280 N, SPANISH FORK, UT 84660-6092
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2088 E 280 N, SPANISH FORK, UT 84660-6092

Mortgage

Document Number	0000051628
Date	Apr 26, 2022
Instrument	51628:2022

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2088 E 280 N, SPANISH FORK, UT 84660-6092
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077025
Date	Apr 23, 2021
Instrument	77025:2021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Jun 1, 2046

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2088 E 280 N, SPANISH FORK, UT 84660-6092
Document Number	0000033801
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2088 E 280 N SPANISH FORK UT 846606092, SPANISH FORK, UT 84660-6092

Mortgage

Document Number	0000033801
Date	Apr 11, 2018
Instrument	33801

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2088 E 280 N, SPANISH FORK, UT 84660-6092
Document Number	0000040298
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	KEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2088 E 280 N SPANISH FORK UT 846606092, SPANISH FORK, UT 84660-6092

Mortgage

Document Number	0000040298
Date	Apr 26, 2017
Instrument	40298

Lender

Name	BANK OF AMERICAN FORK
Type	Bank
Address	SPANISH FORK, UT 84660

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2088 E 280 N was $3,348, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,910 (-42.88%)	$656,200 (+3.85%) Land $241,700 Building $414,500
2025	$3,348.00 (+0.03%)	$631,900 Land $241,700 Building $390,200	$631,900 Land $241,700 Building $390,200
2024	$3,347.00 (+0.69%)
2023	$3,324.00 (-0.98%)	$343,090	$623,800 Land $230,100 Building $393,700
2022	$3,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2088 E 280 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2088 E 280 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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