20879 Hardwood Loop, Finlayson, MN 55735 Property Records

Pine County property record for 20879 Hardwood Loop, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	1 bd · 320 sqft · built 1983
Lot Size	11.8 acres (514,836 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Dec 2024)
Tax Bill	$378 (2025)
Deeds & Mortgages	Dec 2024 Sale Feb 2024 Sale
Flood Zone	Zone A (high risk)
APN	`05.5106.000`

Property Details

APN / Parcel Number

Primary APN	`05.5106.000`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	320 sqft Living Area
Gross Area	512 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	514,836 sqft (11.8 acres)
Lot Dimensions	926 ft deep x 57.5 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20879 HARDWOOD LOOP
City	FINLAYSON
State	MN
Zip	55735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-044 RANGE-021 PINE RIVER HGTS 2ND ADD LOT-002 BLOCK-002 5.00 AC & 1/40TH INT IN OUTLOTS A & B, PINE RIVER HEIGHTS
Legal Range	021
Legal Township	044
Legal Section	24
Legal Subdivision	PINE RIVER HGTS 2ND ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	PINE MN
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1067
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20907 HARDWOOD LOOP, FINLAYSON, MN 55735-4390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC
Feb 21, 2024	Warranty Deed, Transfer GCS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	2024585540
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Dec 30, 2024
Property Address	20879 HARDWOOD LOOP, FINLAYSON, MN 55735
Document Number	0000585540
Instrument Date	Dec 23, 2024
Instrument	585540
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20879 HARDWOOD LOOP, FINLAYSON, MN 55735

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Feb 21, 2024
Property Address	20879 HARDWOOD LOOP, FINLAYSON, MN 55735
Document Number	0000580563
Instrument Date	Feb 16, 2024
Instrument	580563
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	GCS TITLE

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20907 HARDWOOD LOOP, FINLAYSON, MN 55735-4390

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Bremen Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,400 (+0.18%) Land $54,400 Building $2,000	$56,400 (+0.18%) Land $54,400 Building $2,000
2025	$378.00 (-20.25%)	$56,300 (-1.92%) Land $54,400 Building $1,900	$56,300 (-1.92%) Land $54,400 Building $1,900
2024	$474.00 (+6.76%)
2023	$444.00	$57,400 Land $44,600 Building $12,800	$57,400 Land $44,600 Building $12,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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