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20878 Thistle Leaf Ln, Estero, FL 33928 Property Records

Lee County property record for 20878 Thistle Leaf Ln, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.133 acres (5,783 sqft)
Owner2 Individual Names on File
Last Sale$670,800 (Jul 2024)
Tax Bill$8,830 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.1460

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.1460
Alternative APNs
  • 263046E3080001460
  • 10620203

Exterior

Lot Area5,783 sqft (0.133 acres)
PorchPorch
Porch Area36 sqft

Location & Zoning

Account Number10620203
Street Address20878 THISTLE LEAF LN
CityESTERO
StateFL
Zip33928-4081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERCREEK PHASE TWO LOT 146 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number146
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records · APN 30-46-26-E3-08000.1460

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20878 THISTLE LEAF LN, ESTERO, FL 33928-4081
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Jul 23, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2024 · Amount on Record
Deed SaleJul 23, 2024 · Amount on Record
Deed Document Number2024207367
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20878 THISTLE LEAF LN, ESTERO, FL 33928-4081
Transaction TypeMortgage
Record UpdatedFeb 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20878 THISTLE LEAF LN, ESTERO, FL 33928-4081

Mortgage

Document Number0000015623
DateJan 21, 2026
Instrument2026000015623
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJul 23, 2024
Property Address20878 THISTLE LEAF LN, ESTERO, FL 33928-4081
Document Number0000207367
Map ReferenceDOC 2023000122423
Instrument DateJul 01, 2024
Instrument2024000207367
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,695.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20878 THISTLE LEAF LN, ESTERO, FL 33928-4081

Mortgage

Document Number0000207368
DateJul 23, 2024
Instrument2024000207368
Lender
NameGL FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$548,594 (+9.86%) Land $61,370 Building $487,224$548,594 (+9.86%) Land $61,370 Building $487,224
2025$8,830.00$499,373 Land $67,023 Building $432,350$499,373 Land $67,023 Building $432,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 478 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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