20878 Lone Eagle Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20878 Lone Eagle Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,358 sqft · built 2003
Lot Size	0.429 acres (18,670 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Jun 2014)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`3087-237-01-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-237-01-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,358 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,670 sqft (0.429 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	20878 LONE EAGLE RD
City	APPLE VALLEY
State	CA
Zip	92308-6965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5794 LOT 39 EX WATER RTS AND EX 1/2 INT MIN RTS
Legal Subdivision	TRACT 5794
Legal Tract	5794
Legal Block	2
Legal Lot Number	39
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2000
Census Tract	9725

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 27, 2018	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
May 24, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2014 · Amount on Record
Deed Sale	Jun 10, 2014 · Amount on Record
Prior Sale	Aug 2, 2010 · Amount on Record
Deed Document Number	2014209210
Prior Transfer Date	Aug 25, 2010
Prior Transfer Doc	0000397137
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965

Mortgage

Document Number	0000275244
Date	Nov 7, 2025
Instrument	2025-0275244

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965

Mortgage

Document Number	0000376230
Date	Nov 17, 2022
Instrument	2022-0376230

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965

Mortgage

Document Number	0000156222
Date	Apr 6, 2021
Instrument	2021-0156222

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154084
Date	Apr 27, 2018
Instrument	2018-0154084

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169207
Date	May 24, 2019
Instrument	2019-0169207

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20878 LONE EAGLE RD, APPLE VALLEY, CA 92308-6965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201564
Date	Jun 18, 2020
Instrument	2020-0201564

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$203,184 (+2%) Land $37,509 Building $165,675
2025	$2,310.00 (+3.96%) Homeowner's exemption	$199,200 (+4.04%) Land $36,774 Building $162,426
2023	$2,222.00 (+1.6%) Homeowner's exemption	$191,465 Land $35,346 Building $156,119
2022	$2,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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