20873 W 120th St, Olathe, KS 66061 Property Records

Johnson County property record for 20873 W 120th St, Olathe, KS 66061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,915 sqft · built 2005
Lot Size	0.217 acres (9,433 sqft)
Owner	Individual Name on File
Tax Bill	$5,554 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2019 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`DP60860000-0197`

Property Details

APN / Parcel Number

Primary APN	`DP60860000-0197`
Alternative APNs	`0460962302102001000` `R197414`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,590 sqft
Basement Area	1,480 sqft
Finished Basement	325 sqft
Unfinished Basement	1,155 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,433 sqft (0.217 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	512 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	224 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R197414
Street Address	20873 W 120TH ST
City	OLATHE
State	KS
Zip	66061-5770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RAVENWOOD PLACE EIGHTH PLAT LT 197 OLC 154 197
Legal Subdivision	RAVENWOOD PLACE EIGHTH
Legal Lot Number	197
Jurisdiction	JOHNSON KS
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2010
Census Tract	52806

Owner

20873 W 120th St is owned and occupied by an individual who acquired it in August 2021.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Nov 14, 2012	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Jan 28, 2011	Deed of Trust, Mortgage · FHA Mortgage HOME SAVINGS OF AMERICA FSB
Jul 21, 2014	Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP
Feb 5, 2009	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Oct 4, 2006	Deed of Trust, Mortgage · ARM US BANK NA ND
Sep 26, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
Sep 26, 2005	Warranty Deed, Subdivision Related Transfer · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021
Deed Sale	Aug 31, 2021
Prior Sale	Jul 29, 2020 · Amount on File
Deed Book / Page	202108 / 11774
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	202007/12752
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201708/006017
Date	Aug 17, 2017
Book Page	201708/006017

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2046

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902/005030
Date	Feb 26, 2019
Book Page	201902/005030

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202109/1440
Date	Sep 3, 2021
Book Page	202109/1440

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202303/2326
Date	Mar 13, 2023
Book Page	202303/2326

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE ORDER NO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201211/005356
Date	Nov 14, 2012
Book Page	201211/005356

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2042

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201101/009411
Date	Jan 28, 2011
Book Page	201101/009411

Lender

Name	HOME SAVINGS OF AMERICA FSB
Type	Bank
Address	LITTLE FALLS, MN 56345

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Type Change Date	Jul 1, 2016
Change Frequency	Annually
Index	1-Year T-Bill
Margin	2
Max Rate	5%

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201407/006852
Date	Jul 21, 2014
Book Page	201407/006852

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200902/001712
Date	Feb 5, 2009
Book Page	200902/001712

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE ENTERPRISES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200610/001621
Date	Oct 4, 2006
Book Page	200610/001621

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Type Change Date	Nov 1, 2009
Change Frequency	Annually
Min Rate At Change	6.3%
Max Rate At Change	8.3%
Index	1-Year LIBOR
Max Rate	12.3%

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200509/010222
Date	Sep 26, 2005
Book Page	200509/010222

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	OLATHE, KS 66061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Aug 31, 2021
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Document Number	202108/11774
Book / Page	202108 / 11774
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021091440
Date	Aug 31, 2021
Instrument	202109/1440

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Jul 29, 2020
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Document Number	202007/12752
Book / Page	202007 / 12752
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20873 W 120TH ST, OLATHE, KS 66061-5770

Mortgage

Document Number	20200712754
Date	Jul 29, 2020
Instrument	202007/12754

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Sep 26, 2005
Property Address	20873 W 120TH ST, OLATHE, KS 66061-5770
Document Number	200509/010220
Book / Page	200509 / 010220
Instrument Date	Aug 15, 2005
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	200509/010221
Date	Sep 26, 2005
Book Page	200509/010221

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2012
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.7%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 20873 W 120th St was $5,554, up 6.4% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Olathe City
Unified School District	Olathe Unified School District 233 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,554.00 (+6.44%)	$49,818 (+7.6%) Land $9,339 Building $40,479	$433,200 (+7.6%) Land $81,210 Building $351,990
2024	$5,218.00 (+4.46%)	$46,299 (+6.4%) Land $8,490 Building $37,809	$402,600 (+6.4%) Land $73,830 Building $328,770
2023	$4,995.00 (+4.94%)	$43,516 (+7.9%) Land $7,074 Building $36,442	$378,400 (+7.9%) Land $61,510 Building $316,890
2022	$4,760.00	$40,331 Land $6,147 Building $34,184	$350,700 Land $53,450 Building $297,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20873 W 120th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20873 W 120th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER DISTRICT 1 OF JOHNSON CO serves 490,000 people · EPA ID KS2009110
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20