20870 Trinity Sq, Sterling, VA 20165 Property Records

Loudoun County property record for 20870 Trinity Sq, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details4 bd · 3.5 ba · 2,905 sqft · built 1995
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$770,042 (Nov 2024)
Tax Bill$5,754 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN019-49-3624-000

Property Details

APN / Parcel Number

Primary APN019-49-3624-000
Alternative APN
  • 81 S10 13

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories3 Stories
Building Area2,905 sqft Living Area
1st Floor Area1,108 sqft
Basement Area628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Garage TypeBasement
Garage Area480 sqft
Deck AreaDeck Area
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20870 TRINITY SQ
CitySTERLING
StateVA
Zip20165-7232
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES S.4C L.13 200310220140315
Legal SubdivisionPOTOMAC LAKE
Legal Block1
Legal Lot Number13
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611207

Owner

Source: Loudoun County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20870 TRINITY SQ, STERLING, VA 20165-7232
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRANSPORTATION FCU
Dec 1, 2022Warranty Deed, Transfer · Conventional Mortgage
INTERCOASTAL MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 8, 2024 · Amount on Record
Deed SaleNov 8, 2024 · Amount on Record
Prior SaleDec 1, 2022 · Amount on Record
Deed Document Number202448479
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20870 TRINITY SQ, STERLING, VA 20165-7232
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyVESTA SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003560
DateJan 22, 2026
Instrument20260122-0003560
Lender
NameTRANSPORTATION FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateFeb 1, 2041
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.12%
Index1-Year CMT
Max Rate9.12%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateDec 1, 2022
Property Address20870 TRINITY SQ, STERLING, VA 20165-7232
Document Number0000064215
Instrument DateNov 29, 2022
Instrument202212010064215
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyWASHINGTON METRO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20870 TRINITY SQ, STERLING, VA 20165-7232

Mortgage

Document Number0000064216
DateDec 1, 2022
Instrument202212010064216
Lender
NameINTERCOASTAL MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,754.00 (+4.54%)$714,900 (+13.64%) Land $228,500 Building $486,400$714,900 (+13.64%) Land $228,500 Building $486,400
2023$5,504.00$629,090 Land $228,500 Building $400,590$629,090 Land $228,500 Building $400,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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