20870 Chippoaks Forest Cir, Sterling, VA 20165 Property Records

Loudoun County property record for 20870 Chippoaks Forest Cir, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,771 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,668 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-47-4322-000`

Property Details

APN / Parcel Number

Primary APN	`007-47-4322-000`
Alternative APN	`82 F 6 77`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	960 sqft
Basement Area	493 sqft
Finished Basement	493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	462 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20870 CHIPPOAKS FOREST CIR
City	STERLING
State	VA
Zip	20165-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	GREAT FALLS CHASE SEC.2 LOT 77A 1361--550
Legal Subdivision	GREAT FALLS CHASE
Legal Block	2
Legal Lot Number	77A
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2009
Census Tract	611209

Owner

20870 Chippoaks Forest Cir is owned and occupied by two individuals.

Source: Loudoun County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20870 CHIPPOAKS FOREST CIR, STERLING, VA 20165-2447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Jul 28, 2026
Property Address	20870 CHIPPOAKS FOREST CIR, STERLING, VA 20165-2447
Document Number	0000039059
Instrument Date	Jul 20, 2026
Instrument	202639059
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20870 CHIPPOAKS FOREST CIR, STERLING, VA 20165-2447

Mortgage

Document Number	0000039059,
Date	Jul 28, 2026
Instrument	202639059

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20870 CHIPPOAKS FOREST CIR, STERLING, VA 20165-2447
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014537
Date	Mar 9, 2022
Instrument	202203090014537

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20870 Chippoaks Forest Cir was $6,668, up 4.2% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,668.00 (+4.22%)	$828,420 (+4.23%) Land $280,400 Building $548,020	$828,420 (+4.23%) Land $280,400 Building $548,020
2025	$6,398.00	$794,800 Land $255,400 Building $539,400	$794,800 Land $255,400 Building $539,400
2023	$6,312.00	$721,380 Land $245,400 Building $475,980	$721,380 Land $245,400 Building $475,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20870 Chippoaks Forest Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20870 Chippoaks Forest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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