2087 Test Rd, Richmond, IN 47374 Property Records

Wayne County property record for 2087 Test Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1950
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on File
Last Sale	$84,900 (Oct 2020)
Tax Bill	$717 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-00739-00`

Property Details

APN / Parcel Number

Primary APN	`015-00739-00`
Alternative APNs	`89-17-12-000-403.000-028` `491200040300015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1968
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,680 sqft (0.337 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	491200040300015
Street Address	2087 TEST RD
City	RICHMOND
State	IN
Zip	47374-4951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT SE 12-13-2 0.337A
Legal Range	2
Legal Township	13
Legal Section	12
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2067
Census Tract	10700

Owner

2087 Test Rd is owned and occupied by an individual who bought it in October 2020.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2087 TEST RD, RICHMOND, IN 47374-4951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING
Jun 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK RICHMOND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	20208629
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2087 TEST RD, RICHMOND, IN 47374-4951
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002879
Date	Apr 12, 2017
Instrument	2017002879

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 21, 2020
Property Address	2087 TEST RD, RICHMOND, IN 47374-4951
Document Number	2020008629
Instrument Date	Oct 19, 2020
Instrument	2020008629
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TEST RD, RICHMOND, IN 47374

Mortgage

Document Number	2020008630
Date	Oct 21, 2020
Instrument	2020008630

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 12, 2019
Property Address	2087 TEST RD, RICHMOND, IN 47374-4951
Document Number	2019004375
Instrument Date	Jun 10, 2019
Instrument	2019004375
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004376
Date	Jun 12, 2019
Instrument	2019004376

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2087 Test Rd was $717, up 16.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+16.4%)	$108,600 Land $12,500 Building $96,100	$108,600 Land $12,500 Building $96,100
2024	$616.00
2023		$80,300 (+1.26%) Land $9,300 Building $71,000	$80,300 (+1.26%) Land $9,300 Building $71,000
2022	$443.00	$79,300 Land $9,300 Building $70,000	$79,300 Land $9,300 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2087 Test Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2087 Test Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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