2087 Eldridge Ave E, North Saint Paul (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2087 Eldridge Ave E, North Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1947
Lot Size	0.319 acres (13,888 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2026)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-22-12-0024`

Property Details

APN / Parcel Number

Primary APN	`14-29-22-12-0024`
Alternative APNs	`8204392` `327934`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1978
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	13,888 sqft (0.319 acres)
Lot Dimensions	124 ft deep x 112 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	327934
Street Address	2087 ELDRIDGE AVE E
City	SAINT PAUL
State	MN
Zip	55109-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION TO NORTH ST.,PA LOTS 16 17 AND LOT 18 BLK 8
Legal Range	22
Legal Township	29
Legal Section	14
Legal Subdivision	FIFTH ADDITION TO NORTH ST.,PA
Legal Block	8
Legal Lot Number	16,18
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	4
Census Block	4012
Census Tract	42700

Owner

Source: Ramsey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2087 ELDRIDGE AVE E, SAINT PAUL, MN 55109-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGES UNLIMITED INC
Oct 2, 2018	Warranty Deed, Transfer · Conventional with PMI CITY & CNTY EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20265119164
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 31, 2026
Property Address	2087 ELDRIDGE AVE E, SAINT PAUL, MN 55109-3830
Document Number	0005119164
Instrument Date	Aug 28, 2026
Instrument	20265119164
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	PILLAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$106,454.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2087 ELDRIDGE AVE E, SAINT PAUL, MN 55109-3830

Mortgage

Document Number	0005119165,
Date	Aug 31, 2026
Instrument	20265119165

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0005119166,
Date	Aug 31, 2026
Instrument	20265119166

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2087 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-3830
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04866113
Date	Feb 24, 2021
Instrument	A04866113

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 2, 2018
Property Address	2087 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-3830
Document Number	0004728966
Instrument Date	Aug 31, 2018
Instrument	4728966
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2087 ELDRIDGE AVE E NORTH ST PAUL MN 551093830, NORTH ST PAUL, MN 55109-3830

Mortgage

Document Number	4728967
Date	Oct 2, 2018
Instrument	4728967

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	ST PAUL, MN 55101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,400 (-3.23%) Land $65,400 Building $213,000	$278,400 (-3.23%) Land $65,400 Building $213,000
2025	$3,784.00 (+9.3%) Homeowner's exemption	$287,700 (+4.35%) Land $65,400 Building $222,300	$287,700 (+4.35%) Land $65,400 Building $222,300
2023	$3,462.00 Homeowner's exemption	$275,700 Land $65,400 Building $210,300	$275,700 Land $65,400 Building $210,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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