20865 Union St, Wildomar, CA 92595 Property Records

Riverside County property record for 20865 Union St, Wildomar, CA 92595

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,054 sqft · built 2002
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on Record
Last Sale$308,000 (Dec 2015)
Tax Bill$3,893 (2025)
Deeds & MortgagesJan 2018 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN368-100-018

Property Details

APN / Parcel Number

Primary APN368-100-018
Alternative APN
  • 194800142

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,054 sqft Living Area
1st Floor Area2,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Construction TypeWood
Roof MaterialGravel
Lot Area37,897 sqft (0.87 acres)
Garage TypeCarport
CarportCarport
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number194800142
Street Address20865 UNION ST
CityWILDOMAR
StateCA
Zip92595-9275
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRR
Legal DescriptionPOR LOT 9 MB 005/107 SD GRAHAM & COLLIERS SUB OF ELSINORE
Legal SubdivisionGRAHAM & COLLIERS SUB OF ELSINORE
Legal Lot Number9
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2002
Census Tract43271

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20865 UNION ST, WILDOMAR, CA 92595-9275
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2018Deed of Trust, Mortgage · VA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Mar 2, 2020Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Dec 4, 2020Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LENDING GROUP INC
May 7, 2019Deed of Trust, Mortgage · VA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2015 · Amount on Record
Deed SaleDec 7, 2015 · Amount on Record
Prior SaleJul 21, 2000 · Amount on Record
Deed Document Number2015531524
Prior Transfer DateNov 13, 1989
Prior Transfer Doc0000103325
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20865 UNION ST, WILDOMAR, CA 92595-9275
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009145
DateJan 9, 2018
Instrument2018-0009145
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20865 UNION ST, WILDOMAR, CA 92595-9275
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094316
DateMar 2, 2020
Instrument2020-0094316
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueMar 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20865 UNION ST, WILDOMAR, CA 92595-9275
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20865 UNION ST, WILDOMAR, CA 92595-9275

Mortgage

Document Number0000616000
DateDec 4, 2020
Instrument2020-0616000
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20865 UNION ST, WILDOMAR, CA 92595-9275
Document Number0000166268
Instrument DateMay 7, 2019
Transaction TypeMortgage
Record UpdatedMay 21, 2019
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20865 UNION ST WILDOMAR CA 925959275, WILDOMAR, CA 92595-9275

Mortgage

Document Number0000166268
DateMay 13, 2019
Instrument166268
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityWildomar City
Unified School DistrictLake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$371,892 (+2%) Land $130,160 Building $241,732
2025$3,893.00 (+6.05%)$364,601 (+4.04%) Land $127,608 Building $236,993
2023$3,671.00 (+2%)$350,445 Land $122,653 Building $227,792
2022$3,599.00
2021$405,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSINORE VALLEY MWD
serves 169,455 people · EPA ID CA3310012
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

May also be available: San Diego Broadband.

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