20865 Hereford Ave, Bend, OR 97703 Property Records

Deschutes County property record for 20865 Hereford Ave, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,136 sqft · built 2015
Lot Size2.61 acres (113,692 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Mar 2021)
Tax Bill$6,042 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN161222-B0-01000

Property Details

APN / Parcel Number

Primary APN161222-B0-01000
Alternative APNs
  • R2007161222B001000
  • 132704

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,136 sqft Living Area
Gross Area2,748 sqft
1st Floor Area2,136 sqft
Family RoomFamily Room
Great RoomGreat Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area113,692 sqft (2.61 acres)
Garage Area612 sqft
Deck AreaDeck Area
Total Buildings2 Buildings

Location & Zoning

Account Number132704
Street Address20865 HEREFORD AVE
CityBEND
StateOR
Zip97703-8969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR10
Legal DescriptionSECOND ADDITION TO WHISPERING PINES ESTATES BLOCK 18 LOT 19
Legal Range12
Legal Township16
Legal Section22
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block18
Legal Lot Number19
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2023
Census Tract1002

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20865 HEREFORD AVE, BEND, OR 97703-8969
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 21, 2022Intrafamily Transfer, Transfer
Mar 4, 2021Warranty Deed, Transfer · VA Mortgage
LPMC LLC
Mar 9, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Prior SaleMar 9, 2018 · Amount on Record
Deed Document Number202113703
Last Transfer DateApr 11, 2022
Transfer Doc0000016520
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20865 HEREFORD AVE, BEND, OR 97703-8969
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057317
DateOct 28, 2020
Instrument2020-57317
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20865 HEREFORD AVE, BEND, OR 97703-8969
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046455
DateNov 27, 2019
Instrument2019-46455
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateApr 21, 2022
Property Address20865 HEREFORD AVE, BEND, OR 97703-8969
Document Number0000016520
Instrument DateApr 11, 2022
Instrument2022-16520
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20865 HEREFORD AVE, BEND, OR 97703-8969

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 4, 2021
Property Address20865 HEREFORD AVE, BEND, OR 97703-8969
Document Number0000013703
Instrument DateMar 2, 2021
Instrument2021-13703
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20865 HEREFORD AVE, BEND, OR 97703-8969

Mortgage

Document Number0000013704
DateMar 4, 2021
Instrument2021-13704
Lender
NameLPMC LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 9, 2018
Property Address20865 HEREFORD AVE, BEND, OR 97703-8969
Document Number0000009247
Map ReferenceCAB A PG163
Instrument DateMar 9, 2018
Instrument2018-09247
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyDEUCHUTES COUNTY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20865 HEREFORD AVE, BEND, OR 97703-8969

Mortgage

Document Number0000009248
DateMar 9, 2018
Instrument2018-09248
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,042.00 (+4.57%)$416,760 (+3%)$1,107,610 (-7.59%) Land $338,810 Building $768,800
2024$5,778.00 (+5.8%)$404,630 (+3%)$1,198,580 (-) Land $314,900 Building $883,680
2023$5,461.00$392,850$1,198,580 Land $314,900 Building $883,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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