20864 Young Ave, Bend, OR 97703 Property Records

Deschutes County property record for 20864 Young Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,287 sqft · built 1989
Lot Size	25.6 acres (1,116,443 sqft)
Owner	Company Name on Record
Last Sale	$820,000 (Nov 2019)
Tax Bill	$11,219 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161210-00-00903`

Property Details

APN / Parcel Number

Primary APN	`161210-00-00903`
Alternative APNs	`R20041612100000903` `173655`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,287 sqft Living Area
Gross Area	5,387 sqft
1st Floor Area	2,314 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,116,443 sqft (25.6 acres)
Garage Area	1,100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	173655
Street Address	20864 YOUNG AVE
City	BEND
State	OR
Zip	97703-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Range	12
Legal Township	16
Legal Section	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	1
Census Block	1011
Census Tract	1002

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20864 YOUNG AVE, BEND, OR 97703-8461
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Intrafamily Transfer, Transfer
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	201944464
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000041992
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 30, 2022
Property Address	20864 YOUNG AVE, BEND, OR 97703-8461
Document Number	0000041992
Instrument Date	Nov 29, 2022
Instrument	2022-41992
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20864 YOUNG AVE, BEND, OR 97703-8461

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20864 YOUNG AVE, BEND, OR 97703-8461
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20864 YOUNG AVE, BEND, OR 97703-8461

Mortgage

Document Number	0000034293
Date	Sep 13, 2022
Instrument	2022-34293

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 15, 2019
Property Address	20864 YOUNG AVE, BEND, OR 97703-8461
Document Number	0000044464
Instrument Date	Nov 13, 2019
Instrument	2019-44464
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20864 YOUNG AVE, BEND, OR 97703-8461

Mortgage

Document Number	0000044465
Date	Nov 15, 2019
Instrument	2019-44465

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,219.00 (+12.08%)	$663,460 (+10.35%)	$1,533,730 (+7.73%) Land $419,740 Building $1,113,990
2024	$10,010.00 (+4.85%)	$601,230 (+2.94%)	$1,423,690 (-) Land $326,570 Building $1,097,120
2023	$9,547.00	$584,050	$1,423,690 Land $326,570 Building $1,097,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 67% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	80 / 10
Wind Wireless Fixed Wireless	25 / 5

May also be available: T-Mobile.

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