20863 Main St, Reeds Spring, MO 65737 Property Records

Stone County property record for 20863 Main St, Reeds Spring, MO 65737

Property Summary

Property Type	Office Building
Details	2,624 sqft · built 1978
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on File
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-7.0-35-004-008-001.000`

Property Details

APN / Parcel Number

Primary APN	`08-7.0-35-004-008-001.000`

Interior

Stories	1 Story
Building Area	2,624 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	20863 MAIN ST
City	REEDS SPRING
State	MO
Zip	65737-9678
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RR-1
Legal Description	A PT OF SE 1/4 SE 1/4. BEG AT INTER OF THE W R/O/W OF MSH 413 AND THE S LINE OF SE 1/4 SE 1/4. TH W 150 FEET; N 150 FEET; E T
Legal Block	8
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	1
Census Block	1011
Census Tract	90605

Owner

20863 Main St, a commercial property, is owned by a company that acquired it in June 2023.

Source: Stone County records, as of November 5, 2025

Owner of Record	Company Name on File
Mailing Address	3114 PIONEER POINT RD, GALENA, MO 65656-4961
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 21, 2023	Warranty Deed, Transfer · Commercial Mortgage REGIONS BANK
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK
Feb 21, 2019	Warranty Deed, Transfer · Commercial Mortgage BRANSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	Feb 13, 2020
Deed Document Number	202300005946
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	20863 MAIN ST, REEDS SPRING, MO 65737-9678
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20863 MAIN ST, REEDS SPRING, MO 65737-9678

Mortgage

Document Number	202200001272
Date	Jan 21, 2022
Instrument	202200001272

Lender

Name	US BANK NA
Type	Bank
Address	KANSAS CITY, MO 64112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jun 21, 2023
Property Address	20863 MAIN ST, REEDS SPRING, MO 65737-9678
Document Number	202300005946
Instrument Date	Jun 16, 2023
Instrument	202300005946
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 PIONEER POINT RD, GALENA, MO 65656-4961

Mortgage

Document Number	202300005947
Date	Jun 21, 2023
Instrument	202300005947

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 16, 2033

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Feb 13, 2020
Property Address	20863 MAIN ST, REEDS SPRING, MO 65737-9678
Document Number	202000001869
Instrument Date	Feb 12, 2020
Instrument	202000001869
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20863 MAIN ST, REEDS SPRING, MO 65737-9678

Mortgage

Document Number	202000001870
Date	Feb 13, 2020
Instrument	202000001870

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Feb 21, 2019
Property Address	20863 MAIN ST, REEDS SPRING, MO 65737-9678
Document Number	201900002349
Instrument Date	Feb 14, 2019
Instrument	201900002349
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EVEREST RD, CHICAGO, IL 60656

Mortgage

Document Number	201900002350
Date	Feb 21, 2019
Instrument	201900002350

Lender

Name	BRANSON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20863 Main St was $3,205.

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Municipality	Reeds Spring City
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,205.00	$65,540	$204,800 Land $27,400 Building $177,400
2023	$1,429.00 (-7.15%)	$29,220 (-)	$153,800 Land $20,600 Building $133,200
2022	$1,539.00	$29,220
2021			$153,800 Land $20,600 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20863 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20863 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY TOP MOBILE HOME COURT private · serves 51 people · EPA ID MO5040355
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	REEDS SPRING PWS
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	940 / 35

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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