Whiteside County property record for 20862 White Oaks Rd, Morrison, IL 61270
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Trust Name on File |
| Last Sale | $224,000 (Jun 2021) |
| Tax Bill | $4,843 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1019451005 |
| Primary APN | 1019451005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 34,412 sqft (0.79 acres) |
|---|
| Account Number | 115280 |
|---|---|
| Street Address | 20862 WHITE OAKS RD |
| City | MORRISON |
| State | IL |
| Zip | 61270-9577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE OAKS SUB LOT 11 84007X |
| Legal Subdivision | WHITE OAKS SUBDIVISION |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | HOPKINS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 100 |
20862 White Oaks Rd is owner-occupied and held in a trust since May 2023.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20862 WHITE OAKS RD, MORRISON, IL 61270-9577 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY STATE BANK OF ROCK FALLS |
| Feb 18, 2020 | Warranty Deed, Transfer · VA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Prior Sale | Feb 18, 2020 · Amount on File |
| Deed Document Number | 20214503 |
| Last Transfer Date | May 22, 2023 |
| Transfer Doc | 0000002562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jun 28, 2021 |
| Property Address | 20862 WHITE OAKS RD, MORRISON, IL 61270-9577 |
| Document Number | 0202104503 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-04503 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20862 WHITE OAKS RD, MORRISON, IL 61270-9577 |
| Document Number | 0202104504 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-04504 |
| Name | COMMUNITY STATE BANK OF ROCK FALLS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Feb 18, 2020 |
| Property Address | 20862 WHITE OAKS RD, MORRISON, IL 61270-9577 |
| Document Number | 0000000943 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 943 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20862 WHITE OAKS RD MORRISON IL 612709577, MORRISON, IL 61270-9577 |
| Document Number | 944 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 944 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Rate | 3.5% |
|---|
The 2025 property tax bill for 20862 White Oaks Rd was $4,843.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Hopkins Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,843.00 | $84,709 Land $4,302 Building $80,407 | |
| 2024 | $254,127 Land $12,906 Building $241,221 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20862 White Oaks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20862 White Oaks Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
4G LTE only, no 5G reported
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