20860 W Exeter Rd, Kildeer (Lake Zurich), IL 60047 Property Records

Lake County property record for 20860 W Exeter Rd, Kildeer, IL 60047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,991 sqft · built 1967
Lot Size	1.21 acres (52,799 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2003)
Tax Bill	$12,962 (2024)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-301-005`

Property Details

APN / Parcel Number

Primary APN	`14-26-301-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,991 sqft Living Area
Gross Area	4,052 sqft
1st Floor Area	2,991 sqft
Basement Area	389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	52,799 sqft (1.21 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20860 W EXETER RD
City	KILDEER
State	IL
Zip	60047-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON UNIT 2 LOT 3 BLOCK 1
Legal Subdivision	FARMINGTON UNIT 2
Legal Block	1
Legal Lot Number	3
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	ELA
Census Block Group	2
Census Block	2021
Census Tract	864403

Owner

20860 W Exeter Rd is owned and occupied by two individuals who bought it in December 2003.

Source: Lake County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20860 W EXETER RD, KILDEER, IL 60047-8645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2003 · Amount on File
Deed Sale	Dec 15, 2003 · Amount on File
Prior Sale	Jun 27, 1996
Deed Document Number	20035454101
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Jul 15, 2026
Property Address	20860 W EXETER RD, KILDEER, IL 60047-8645
Document Number	0008182107
Instrument Date	Jul 8, 2026
Instrument	20268182107
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	20860 W EXETER RD, KILDEER, IL 60047-8645

Mortgage

Document Number	0008182107,
Date	Jul 15, 2026
Instrument	20268182107

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Ela Township
Municipality	Kildeer Village
Unified School District	Lake Zurich Community Unit School District 95 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,397 Land $46,381 Building $141,016	$562,247 Land $139,157 Building $423,090
2024	$12,962.00 (+4.61%)
2023	$12,391.00 (+3.57%)	$167,452 (+3.91%) Land $41,970 Building $125,482	$502,407 (+3.91%) Land $125,923 Building $376,484
2022	$11,964.00	$161,145 Land $41,158 Building $119,987	$483,483 Land $123,486 Building $359,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20860 W Exeter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20860 W Exeter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ZURICH serves 19,759 people · EPA ID IL0970850
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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