20860 Baker Rd, Castro Valley, CA 94546 Property Records

Alameda County property record for 20860 Baker Rd, Castro Valley, CA 94546

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 1 ba · 836 sqft · built 1956
Lot Size	0.046 acres (2,011 sqft)
Owner	Individual Name on Record
Last Sale	$702,000 (Oct 2025)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84A-17-47`

Property Details

APN / Parcel Number

Primary APN	`84A-17-47`
Alternative APN	`084A-0017-047-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	836 sqft Living Area

Exterior

Year Built	Built 1956
Architectural Style	Other
Construction Type	Wood
Lot Area	2,011 sqft (0.046 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	20860 BAKER RD
City	CASTRO VALLEY
State	CA
Zip	94546-5729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2009
Census Tract	431000

Owner

Source: Alameda County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20860 BAKER RD, CASTRO VALLEY, CA 94546-5729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 21, 2025	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Nov 13, 2018	Quit Claim Deed NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	2025132335
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20860 BAKER RD, CASTRO VALLEY, CA 94546-5729
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20860 BAKER RD, CASTRO VALLEY, CA 94546-5729

Mortgage

Document Number	0000058972
Date	Feb 9, 2021
Instrument	2021058972

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 21, 2025
Property Address	20860 BAKER RD, CASTRO VALLEY, CA 94546-5729
Document Number	0000132335
Map Reference	MB 207 PG 94-97
Instrument Date	Oct 6, 2025
Instrument	2025132335
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20860 BAKER RD, CASTRO VALLEY, CA 94546-5729

Mortgage

Document Number	0000132336
Date	Oct 21, 2025
Instrument	2025132336

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 13, 2018
Property Address	20860 BAKER RD, CASTRO VALLEY, CA 94546-5729
Document Number	0000217377
Instrument Date	Nov 13, 2018
Instrument	217377
Record Updated	Dec 5, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20860 BAKER RD CASTRO VALLEY CA 945465729, CASTRO VALLEY, CA 94546-5729

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,927.00 (+4.18%) Homeowner's exemption	$520,383 (+4.04%) Land $156,115 Building $364,268
2023	$6,649.00 Homeowner's exemption	$500,178 Land $150,053 Building $350,125

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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