2086 Truman Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 2086 Truman Ln, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,778 sqft · built 2005
Lot Size0.216 acres (9,392 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Jun 2018)
Tax Bill$9,083 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-300-024-1

Property Details

APN / Parcel Number

Primary APN041-300-024-1
Alternative APNs
  • 041-300-024
  • 0413000217

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,778 sqft Living Area
1st Floor Area1,778 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area9,392 sqft (0.216 acres)
Garage TypeAttached
Garage Area577 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2086 TRUMAN LN
CityOAKLEY
StateCA
Zip94561-3907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7426 POR L81
Legal SubdivisionSUBDIVISION 7426
Legal Tract7426
Legal Lot Number81
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1018
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2086 TRUMAN LN, OAKLEY, CA 94561-3907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Jul 5, 2019Deed of Trust, Mortgage · Conventional with PMI
ORION LNDG
Jun 6, 2018Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleJan 4, 2016 · Amount on Record
Deed Document Number201889942
Prior Transfer DateApr 5, 2012
Prior Transfer Doc0000090339
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2086 TRUMAN LN, OAKLEY, CA 94561-3907
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144768
DateJul 20, 2020
Instrument2020-144768
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 30, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2086 TRUMAN LN, OAKLEY, CA 94561-3907
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2086 TRUMAN LN, OAKLEY, CA 94561-3907

Mortgage

Document Number0000224911
DateAug 12, 2021
Instrument2021-224911
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2086 TRUMAN LN, OAKLEY, CA 94561-3907
Document Number0000108175
Instrument DateJul 5, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2086 TRUMAN LN OAKLEY CA 945613907, OAKLEY, CA 94561-3907

Mortgage

Document Number0000108175
DateJul 12, 2019
Instrument108175
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 6, 2018
Property Address2086 TRUMAN LN, OAKLEY, CA 94561-3907
Document Number0000089942
Map ReferenceMB 429 PG 15
Instrument DateJun 1, 2018
Instrument2018-089942
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2086 TRUMAN LN, OAKLEY, CA 94561-3907

Mortgage

Document Number0000089943
DateJun 6, 2018
Instrument2018-089943
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$636,055 (+2%) Land $174,084 Building $461,971
2025$9,083.00 (+4.99%)$623,584 (+4.04%) Land $170,671 Building $452,913
2023$8,651.00 (+1.93%)$599,372 Land $164,045 Building $435,327
2022$8,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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