Riverside County property record for 2086 Opal St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,741 sqft · built 2022 |
| Lot Size | 0.125 acres (5,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Jan 2025) |
| Tax Bill | $9,012 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 408-630-035 |
| Primary APN | 408-630-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,741 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,462 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 408630035 |
|---|---|
| Street Address | 2086 OPAL ST |
| City | BANNING |
| State | CA |
| Zip | 92220-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 0.12537265 ACREAGEQUALCODE ML LOT 55 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390 |
| Legal Tract | 37390 |
| Legal Lot Number | 55 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 44103 |
Source: Riverside County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 W ELM AVE, FULLERTON, CA 92832-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | Nov 23, 2022 · Amount on Record |
| Deed Document Number | 2025-0002868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 23, 2022 |
| Property Address | 2086 OPAL ST, BANNING, CA 92220-1014 |
| Document Number | 0000479747 |
| Map Reference | MB 474 PG 79-87 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022-0479747 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2086 OPAL ST, BANNING, CA 92220-1014 |
| Document Number | 0000479748 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022-0479748 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Riverside County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Beaumont Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,012.00 (+0.38%) Homeowner's exemption | $508,755 (+4.04%) Land $78,030 Building $430,725 |
| 2023 | $8,978.00 (+249.47%) | $489,000 Land $75,000 Building $414,000 |
| 2022 | $2,569.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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