2086 Central Ave, Guyton, GA 31312 Property Records

Effingham County property record for 2086 Central Ave, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2003
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Jul 2018)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0297B-061-000`

Property Details

APN / Parcel Number

Primary APN	`0297B-061-000`
Alternative APNs	`0048B080000` `0297B061` `2735`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Pool Area	648 sqft
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2735
Old Parcel Number	0297B061
Street Address	2086 CENTRAL AVE
City	GUYTON
State	GA
Zip	31312-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	1.01 AC LOT 7
Legal Subdivision	MCCONNEL
Legal Lot Number	7
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2040
Census Tract	30207

Owner

Source: Effingham County records · APN 0297B-061-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS
Aug 07, 2018	Deed of Trust, Mortgage · VA Mortgage BANKSOUTH MORTGAGE
Jul 20, 2018	Warranty Deed, Transfer
Jun 06, 2017	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Jun 06, 2017 · Amount on Record
Deed Document Number	0002481277
Deed Book / Page	2481 / 277
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616

Mortgage

Document Number	0000002635/0000000232
Date	Nov 04, 2020
Book Page	0000002635/0000000232
Instrument	011429

Lender

Name	CALIBER HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002481/279
Date	Aug 07, 2018
Book Page	2481/279
Instrument	006816

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 20, 2018
Property Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616
Document Number	002481/277
Book / Page	2481 / 277
Instrument Date	Jul 20, 2018
Instrument	2018-001974
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 06, 2017
Property Address	2086 CENTRAL AVE, GUYTON, GA 31312-6616
Document Number	002414/675
Book / Page	2414 / 675
Instrument Date	Jun 06, 2017
Instrument	2017-001525
Transaction Type	Foreclosure
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 279, GUYTON, GA 31312-0279

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (+10.91%) Homeowner's exemption	$100,578 (+10.27%) Land $20,284 Building $80,294	$251,444 (+10.27%) Land $50,710 Building $200,734
2024	$2,054.00 (+43.64%) Homeowner's exemption	$91,209 (+22.43%) Land $18,346 Building $72,863	$228,022 (+22.43%) Land $45,864 Building $182,158
2023	$1,430.00 (-38.44%) Homeowner's exemption	$74,498 (-18.16%) Land $11,972 Building $62,527	$186,246 (-18.16%) Land $29,929 Building $156,317
2022	$2,323.00 Homeowner's exemption	$91,033 Land $7,461 Building $83,572	$227,582 Land $18,652 Building $208,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), as of October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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