2086 Cape Hatteras Dr, Windsor, CO 80550 Property Records

Weld County property record for 2086 Cape Hatteras Dr, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 2005
Lot Size	0.17 acres (7,422 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Sep 2020)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8073-34-1-90-41`

Property Details

APN / Parcel Number

Primary APN	`8073-34-1-90-41`
Alternative APNs	`0807-33-4-19-041` `R3046104`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,048 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	1,620 sqft
Upper Floors Area	344 sqft
Basement Area	1,588 sqft
Finished Basement	1,428 sqft
Unfinished Basement	160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,422 sqft (0.17 acres)
Garage Type	Attached
Garage Area	464 sqft

Exterior Amenities

Porch	Porch
Porch Area	665 sqft
Deck Area	Deck Area
Patio Area	344 sqft
Balcony Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R3046104
Street Address	2086 CAPE HATTERAS DR
City	WINDSOR
State	CO
Zip	80550-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN WVS L41 BLK19 WATER VALLEY SOUTH
Legal Subdivision	WATER VALLEY SOUTH SUB
Legal Block	19
Legal Lot Number	41
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1040
Census Tract	2209

Owner

Source: Weld County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3435 S JASPER CT, AURORA, CO 80013-1730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit ENT CU
Mar 27, 2024	Beneficiary Deed, Transfer
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage GROUP MORTGAGE LLC
May 1, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20204633923
Last Transfer Date	Mar 21, 2024
Transfer Doc	0004951370
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005070877
Date	Dec 8, 2025
Instrument	5070877

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	WELD CO
Recording Date	Mar 27, 2024
Property Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539
Document Number	0004951370
Instrument Date	Mar 21, 2024
Instrument	4951370
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 S JASPER CT, AURORA, CO 80013-1730

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004360890
Date	Dec 18, 2017
Instrument	4360890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 28, 2020
Property Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539
Document Number	0004633923
Instrument Date	Sep 25, 2020
Instrument	4633923
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	8Z TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539

Mortgage

Document Number	0004633924
Date	Sep 28, 2020
Instrument	4633924

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	May 1, 2017
Property Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539
Document Number	0004298180
Instrument Date	Apr 12, 2017
Instrument	4298180
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2086 CAPE HATTERAS DR, WINDSOR, CO 80550-3539

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,360 (-2.07%) Land $7,960 Building $31,400	$643,000 (-) Land $130,000 Building $513,000
2025	$5,686.00 (+8.82%)	$40,190 (-4.94%) Land $8,130 Building $32,060	$643,000 (+2.88%) Land $130,000 Building $513,000
2024	$5,225.00 (+8.49%)
2023	$4,816.00	$42,280 Land $7,100 Building $35,180	$625,000 Land $105,000 Building $520,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2011–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Vistabeam.

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