Delta County property record for 20856 2300 Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,284 sqft · built 1911 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2026) |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2005 Second Mortgage + 5 more |
| Flood Zone | Zone D (undetermined) |
| APN | R001755 |
| Primary APN | R001755 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,284 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R001755 |
|---|---|
| Street Address | 20856 2300 RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20856 2300 RD CEDAREDGE 81413 S: 5 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 1.04+- SEC 5 T13S R94W 6PM PT NW4NW4 BEG WH NW COR SUBD BRS N53 E516 N83*43 E147 S10*25 E273 N87*25 W209 N3*10 E243 TO POB BK 439 PG 829 (R-342539) BK 892 PG 832 BK 918 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 964700 |
Source: Delta County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 2, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK FSB |
| Apr 13, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Apr 30, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 27, 2005 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB |
| Mar 26, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2017 · Amount on Record |
| Deed Document Number | 2026766785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Document Number | 0000731322 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 731322 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000598340 |
|---|---|
| Date | Dec 2, 2005 |
| Instrument | 598340 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000614132 |
|---|---|
| Date | Apr 13, 2007 |
| Instrument | 614132 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000666167 |
|---|---|
| Date | Apr 30, 2013 |
| Instrument | 666167 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000587764 |
|---|---|
| Date | Jan 27, 2005 |
| Instrument | 587764 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 26, 2026 |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Document Number | 0000766785 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 766785 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18762 486 ST, GRANGER, MO 63442-4015 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Document Number | 0000766786 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 766786 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 30, 2017 |
| Property Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Document Number | 0000699213 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 699213 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20856 2300 RD, CEDAREDGE, CO 81413-8603 |
| Document Number | 0000699214 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 699214 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (+11.88%) | $16,796 (+9.1%) Land $6,563 Building $10,233 | $268,720 (+16.95%) Land $105,000 Building $163,720 |
| 2024 | $951.00 (+4.39%) | $15,395 (-) Land $6,487 Building $8,908 | $229,777 (-) Land $96,824 Building $132,953 |
| 2023 | $911.00 (+10.16%) | $15,395 (+11.77%) Land $6,487 Building $8,908 | $229,777 (+15.94%) Land $96,824 Building $132,953 |
| 2022 | $827.00 | $13,774 Land $5,213 Building $8,561 | $198,184 Land $75,000 Building $123,184 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
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