Loudoun County property record for 20855 Pitt Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,406 sqft · built 1999 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,428 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-46-5738-000 |
| Primary APN | 019-46-5738-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Basement Area | 353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 492 sqft |
| Porch | Covered Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20855 PITT TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-8720 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES (WESTLAKES) SEC 19E BLK 1 LOT 177 200706010041073 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 177 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 611207 |
20855 Pitt Ter, a townhouse, is owned and occupied by two individuals who acquired it in September 2018.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20855 PITT TER, STERLING, VA 20165-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2020 | Grant Deed, Transfer OLD DOMINION NAT'L BK |
| Oct 23, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 |
| Deed Sale | Sep 6, 2018 |
| Prior Sale | Oct 23, 2017 · Amount on File |
| Deed Document Number | 201852360 |
| Prior Transfer Date | Aug 4, 2018 |
| Prior Transfer Doc | 0000052360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Dec 4, 2020 |
| Property Address | 20855 PITT TER, STERLING, VA 20165-8720 |
| Document Number | 20201204118898 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 118898 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20855 PITT TER STERLING VA 201658720, STERLING, VA 20165-8720 |
| Document Number | 20201204118899 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 118899 |
| Name | OLD DOMINION NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 23, 2017 |
| Property Address | 20855 PITT TER, STERLING, VA 20165-8720 |
| Document Number | 20171023065984 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 65984 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20855 PITT TER STERLING VA 201658720, STERLING, VA 20165-8720 |
| Document Number | 20171023065985 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 65985 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20855 Pitt Ter was $5,428.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,428.00 | $674,400 Land $225,000 Building $449,400 | $674,400 Land $225,000 Building $449,400 |
| 2023 | $5,154.00 | $589,060 Land $225,000 Building $364,060 | $589,060 Land $225,000 Building $364,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20855 Pitt Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20855 Pitt Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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