20853 Highlander Ridge Dr, Edmond, OK 73012 Property Records

Oklahoma County property record for 20853 Highlander Ridge Dr, Edmond, OK 73012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,262 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Sep 2016)
Tax Bill	$5,352 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-640-1030`

Property Details

APN / Parcel Number

Primary APN	`20-640-1030`
Alternative APNs	`4670-20-640-1030` `R206401030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,262 sqft Living Area
1st Floor Area	3,262 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R206401030
Street Address	20853 HIGHLANDER RIDGE DR
City	EDMOND
State	OK
Zip	73012-0906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK TO OK CO 001 004
Legal Range	03W
Legal Township	14N
Legal Section	18
Legal Quarter	SE
Legal Subdivision	HIGHLAND PARK TO OK CO
Legal Block	1
Legal Lot Number	4
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	2
Census Block	2000
Census Tract	108225

Owner

20853 Highlander Ridge Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20853 HIGHLANDER RIDGE DR, EDMOND, OK 73012-0906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2016 · Amount on File
Deed Sale	Sep 26, 2016 · Amount on File
Deed Document Number	20160926011358180
Deed Book / Page	13237 / 1065
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	20853 HIGHLANDER RIDGE DR, EDMOND, OK 73012-0906
Document Number	0143490626
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20853 HIGHLANDER RIDGE DR EDMOND OK 730120906, EDMOND, OK 73012-0906

Mortgage

Document Number	0143490626
Date	May 20, 2020
Book Page	014349/000626
Instrument	10707420

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20853 Highlander Ridge Dr was $5,352.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Deer Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,352.00	$50,960 Land $7,872 Building $43,088	$595,000 Land $91,909 Building $503,091
2023	$4,818.00 (+4.6%)	$46,223 (+5%) Land $8,413 Building $37,810	$505,000 (+19.81%) Land $91,909 Building $413,091
2022	$4,606.00	$44,022 Land $9,599 Building $34,423	$421,500 Land $91,909 Building $329,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20853 Highlander Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20853 Highlander Ridge Dr is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK RURAL WATER CORP private · serves 5,500 people · EPA ID OK2005504
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fixed Wireless in parts of the area	2,000 / 100
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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