Loudoun County property record for 20853 Channel Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,730 sqft · built 1992 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Oct 2009) |
| Tax Bill | $7,054 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-49-5749-000 |
| Primary APN | 007-49-5749-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,730 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Basement Area | 958 sqft |
| Finished Basement | 958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20853 CHANNEL CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | CASCADES SEC.3A LOT 85A 201001220003902 D/G 200910020067513 |
| Legal Subdivision | CASCADES |
| Legal Block | 1 |
| Legal Lot Number | 85A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611209 |
20853 Channel Ct is owned and occupied by two individuals who bought it in October 2009.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20853 CHANNEL CT, STERLING, VA 20165-7415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC |
| Jul 10, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2009 · Amount on File |
| Deed Sale | Oct 2, 2009 · Amount on File |
| Prior Sale | Mar 27, 2006 · Amount on File |
| Deed Document Number | 200967513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20853 CHANNEL CT, STERLING, VA 20165-7415 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000075015 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 202107090075015 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20853 CHANNEL CT, STERLING, VA 20165-7415 |
| Document Number | 20200804065004 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20853 CHANNEL CT STERLING VA 201657415, STERLING, VA 20165-7415 |
| Document Number | 20200804065004 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 65004 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 3, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20853 Channel Ct was $7,054.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,054.00 | $876,330 Land $278,800 Building $597,530 | $876,330 Land $278,800 Building $597,530 |
| 2023 | $6,663.00 | $761,560 Land $238,800 Building $522,760 | $761,560 Land $238,800 Building $522,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20853 Channel Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2011–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20853 Channel Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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