20852 E Girard Dr, Aurora, CO 80013 Property Records

Arapahoe County property record for 20852 E Girard Dr, Aurora, CO 80013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,810 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jul 2022)
Tax Bill	$5,393 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1975-35-3-21-016`

Property Details

APN / Parcel Number

Primary APN	`1975-35-3-21-016`
Alternative APNs	`034268014` `34268014` `268014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	977 sqft
2nd Floor Area	1,333 sqft
Basement Area	666 sqft
Finished Basement	500 sqft
Unfinished Basement	166 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	180 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	034268014
Street Address	20852 E GIRARD DR
City	AURORA
State	CO
Zip	80013-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SUBDIVISIONCD 017165 SUBDIVISIONNAME THE CONSERVATORY SUB 1ST FLG BLOCK 075 LOT 016 LOT 16 BLOCK 75 THE CONSERVATORY SUB 1ST FLG
Legal Range	66W
Legal Township	4S
Legal Section	35
Legal Quarter	3
Legal Subdivision	THE CONSERVATORY SUB 1ST FLG
Legal Block	075
Legal Lot Number	16
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2024
Census Tract	83000

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20852 E GIRARD DR, AURORA, CO 80013-8942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Oct 25, 2017	Warranty Deed, Transfer · Conventional with PMI PUBLIC SVC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	202280499
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 29, 2022
Property Address	20852 E GIRARD DR, AURORA, CO 80013-8942
Document Number	00E2080499
Instrument Date	Jul 29, 2022
Instrument	E2080499
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD160, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20852 E GIRARD DR, AURORA, CO 80013-8942

Mortgage

Document Number	00E2080500
Date	Jul 29, 2022
Instrument	E2080500

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 18, 2021
Property Address	20852 E GIRARD DR, AURORA, CO 80013-8942
Document Number	00E1158456
Instrument Date	Oct 11, 2021
Instrument	E1158456
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$57.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20852 E GIRARD DR, AURORA, CO 80013-8942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20852 E GIRARD DR, AURORA, CO 80013-8942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0037405
Date	Mar 26, 2020
Instrument	E0037405

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 25, 2017
Property Address	20852 E GIRARD DR, AURORA, CO 80013-8942
Document Number	00D7121173
Instrument Date	Oct 18, 2017
Instrument	D7121173
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20852 E GIRARD DR AURORA CO 800138942, AURORA, CO 80013-8942

Mortgage

Document Number	D7121174
Date	Oct 25, 2017
Instrument	D7121174

Lender

Name	PUBLIC SVC CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,380 (-2.08%)	$578,100 (-) Land $190,000 Building $388,100
2025	$5,393.00 (-4.94%)	$36,131 (-12.44%)	$578,100 (-13.83%) Land $190,000 Building $388,100
2024	$5,673.00 (+17.26%)
2023		$41,265	$670,900 Land $170,000 Building $500,900
2021	$4,838.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

20852 E Girard Dr, Aurora, CO 80013 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Girard Dr

Nearby Streets

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