20850 SE Delta Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20850 SE Delta Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,590 sqft · built 2023
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$793,042 (Mar 2024)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215-CB-02418`

Property Details

APN / Parcel Number

Primary APN	`181215-CB-02418`
Alternative APN	`286323`

Interior

Stories	2 Stories
Building Area	2,590 sqft
Gross Area	486 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	286323
Street Address	20850 SE DELTA DR
City	BEND
State	OR
Zip	97702-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTON PHASE 1 LOT 18
Legal Subdivision	EASTON PHASE 1
Legal Lot Number	18
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3007
Census Tract	1904

Owner

20850 SE Delta Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Deschutes County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20850 SE DELTA DR, BEND, OR 97702-3924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Deed Document Number	20245210
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 5, 2024
Property Address	20850 SE DELTA DR, BEND, OR 97702-3924
Document Number	0000005210
Map Reference	DOC 2022-29828
Instrument Date	Mar 4, 2024
Instrument	2024-05210
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20850 SE DELTA DR, BEND, OR 97702-3924

Mortgage

Document Number	0000005211
Date	Mar 5, 2024
Instrument	2024-05211

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 20850 SE Delta Dr was $4,640, up 20.1% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 (+20.05%)	$274,630 (+18.94%)	$773,230 (+25.39%) Land $241,500 Building $531,730
2024	$3,865.00 (+197.77%)	$230,890 (+184.17%)	$616,660 (+177.77%) Land $235,000 Building $381,660
2023	$1,298.00	$81,250	$222,000 Land $222,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20850 SE Delta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20850 SE Delta Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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