20850 Chappy Ln, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20850 Chappy Ln, Apple Valley, CA 92308

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 2005
Lot Size0.465 acres (20,266 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Aug 2016)
Tax Bill$3,045 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone D (undetermined)
APN0438-033-32-0000

Property Details

APN / Parcel Number

Primary APN0438-033-32-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,659 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,659 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area20,266 sqft (0.465 acres)
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address20850 CHAPPY LN
CityAPPLE VALLEY
StateCA
Zip92308-9159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionE 150 FT W 328 FT S 1/2 N 1/2 NE 1/4 NE 1/4 SE 1/4 SECTION 17 TP 4N R 3W EX ST
Legal Block2
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2031
Census Tract9719

Owner

20850 Chappy Ln is owned and occupied by two individuals who acquired it in May 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address20850 CHAPPY LN, APPLE VALLEY, CA 92308-9159
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2016 · Amount on File
Deed SaleAug 16, 2016 · Amount on File
Prior SaleNov 3, 2008 · Amount on File
Deed Document Number2016331326
Last Transfer DateMay 1, 2025
Transfer Doc0000119078
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address20850 CHAPPY LN, APPLE VALLEY, CA 92308-9159
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20850 CHAPPY LN, APPLE VALLEY, CA 92308-9159

Mortgage

Document Number0000408362
DateOct 23, 2020
Instrument2020-0408362
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term311 Months
DueSep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 20850 Chappy Ln was $3,045.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$254,516 (+2%) Land $50,904 Building $203,612
2025$3,045.00$249,526 Land $49,906 Building $199,620
2023$2,936.00 (+1.49%)$239,837 Land $47,968 Building $191,869
2022$2,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20850 Chappy Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20850 Chappy Ln is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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