San Bernardino County property record for 20850 Chappy Ln, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 2005 |
| Lot Size | 0.465 acres (20,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2016) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0438-033-32-0000 |
| Primary APN | 0438-033-32-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,659 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 20,266 sqft (0.465 acres) |
| Garage Type | Attached |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20850 CHAPPY LN |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-9159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | E 150 FT W 328 FT S 1/2 N 1/2 NE 1/4 NE 1/4 SE 1/4 SECTION 17 TP 4N R 3W EX ST |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 9719 |
20850 Chappy Ln is owned and occupied by two individuals who acquired it in May 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20850 CHAPPY LN, APPLE VALLEY, CA 92308-9159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on File |
| Deed Sale | Aug 16, 2016 · Amount on File |
| Prior Sale | Nov 3, 2008 · Amount on File |
| Deed Document Number | 2016331326 |
| Last Transfer Date | May 1, 2025 |
| Transfer Doc | 0000119078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20850 CHAPPY LN, APPLE VALLEY, CA 92308-9159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20850 CHAPPY LN, APPLE VALLEY, CA 92308-9159 |
| Document Number | 0000408362 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-0408362 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Sep 1, 2046 |
The 2025 property tax bill for 20850 Chappy Ln was $3,045.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $254,516 (+2%) Land $50,904 Building $203,612 | |
| 2025 | $3,045.00 | $249,526 Land $49,906 Building $199,620 |
| 2023 | $2,936.00 (+1.49%) | $239,837 Land $47,968 Building $191,869 |
| 2022 | $2,893.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20850 Chappy Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20850 Chappy Ln is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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