Monroe County property record for 2085 W Temperance Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 41.6 acres (1,812,096 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,885 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-021-015-05 |
| Primary APN | 02-021-015-05 |
|---|
| Lot Area | 1,812,096 sqft (41.6 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2085 W TEMPERANCE RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 21 T8S R7E 41.60 ACRES. W 3/4 OF THE W 1/2 OF NE 1/4 SEC 21, T8S R7E FURTHER DESCRIBED AS FOLLOWS:FOR ASSESSING PURPOSES |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 21 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 833800 |
2085 W Temperance Rd is owned and occupied by two individuals.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2085 W TEMPERANCE RD, TEMPERANCE, MI 48182-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 28, 2019 | Deed of Trust, Mortgage GVC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2085 W TEMPERANCE RD, TEMPERANCE, MI 48182-9437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2085 W TEMPERANCE RD, TEMPERANCE, MI 48182-9437 |
| Document Number | 2021R23863 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021R23863 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | MAUMEE, OH 43537 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2085 W TEMPERANCE RD, TEMPERANCE, MI 48182-9437 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2085 W TEMPERANCE RD, TEMPERANCE, MI 48182-9437 |
| Document Number | 2021R07071 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021R07071 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2085 W TEMPERANCE RD, TEMPERANCE, MI 48182-9437 |
| Document Number | 0000014766 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2015 W TEMPERANCE RD TEMPERANCE MI 481829437, TEMPERANCE, MI 48182-9437 |
| Document Number | 0000014766 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 14766 |
| Name | GVC MTG |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 2, 2049 |
The 2025 property tax bill for 2085 W Temperance Rd was $7,885 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,700 Land $326,700 | $653,400 Land $653,400 | |
| 2025 | $7,885.00 Homeowner's exemption | ||
| 2023 | $6,954.00 Homeowner's exemption | $263,400 | $526,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2085 W Temperance Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2085 W Temperance Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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