Pinellas County property record for 2085 Swan Ln, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,321 sqft · built 1991 |
| Lot Size | 0.31 acres (13,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,900 (May 2015) |
| Tax Bill | $6,180 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-7814-6 |
| Primary APN | C62-000-741-7814-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,321 sqft Living Area |
| Gross Area | 3,380 sqft |
| 1st Floor Area | 2,321 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,521 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 340 sqft |
| Patio Area | 340 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R128997 |
|---|---|
| Street Address | 2085 SWAN LN |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-6274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEVERS LANDING PHASE 2 LOT 80 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | SEVERS LANDING PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 80350 |
| Legal Lot Number | 80 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 27208 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2085 SWAN LN, PALM HARBOR, FL 34683-6274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jul 25, 2018 | Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2015 · Amount on Record |
| Deed Sale | May 13, 2015 · Amount on Record |
| Prior Sale | May 13, 2010 · Amount on Record |
| Deed Document Number | 2015134399 |
| Deed Book / Page | 18779 / 149 |
| Last Transfer Date | Apr 27, 2023 |
| Transfer Doc | 0000115141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2085 SWAN LN, PALM HARBOR, FL 34683-6274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2085 SWAN LN, PALM HARBOR, FL 34683-6274 |
| Document Number | 0215760419 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 21576/419 |
| Instrument | 2021192776 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2085 SWAN LN, PALM HARBOR, FL 34683-6274 |
| Document Number | 0201830314 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2085 SWAN LN PALM HARBOR FL 346836274, PALM HARBOR, FL 34683-6274 |
| Document Number | 0201830314 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 020183/000314 |
| Instrument | 274625 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,180.00 (+7.14%) Homeowner's exemption | $373,851 (+5.99%) | $660,265 (+18.42%) Land $150,549 Building $509,716 |
| 2023 | $5,768.00 (+2.83%) Homeowner's exemption | $352,733 (+3%) | $557,552 (+11.79%) Land $157,634 Building $399,918 |
| 2022 | $5,609.00 Homeowner's exemption | $342,459 | $498,758 Land $191,337 Building $307,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 3 (2012–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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