2085 Silver St, Waconia, MN 55387 Property Records

Carver County property record for 2085 Silver St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,602 sqft · built 2003
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$263,906 (Jan 2004)
Tax Bill	$5,458 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-4480150`

Property Details

APN / Parcel Number

Primary APN	`75-4480150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,602 sqft Finished Area
Gross Area	2,374 sqft
1st Floor Area	1,602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Garage Area	692 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2085 SILVER ST
City	WACONIA
State	MN
Zip	55387-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 116 RANGE 025 SIERRA 3RD ADDITION LOT 010 BLOCK 002
Legal Range	025
Legal Township	116
Legal Section	25
Legal Subdivision	SIERRA 3RD ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2003
Census Tract	90302

Owner

2085 Silver St is owned and occupied by an individual who bought it in January 2004.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2085 SILVER ST, WACONIA, MN 55387-8606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2004 · Amount on File
Deed Sale	Jan 29, 2004 · Amount on File
Deed Document Number	200461695
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2085 SILVER ST, WACONIA, MN 55387-8606
Document Number	0000703508
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	CAMBRIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 SILVER ST WACONIA MN 553878606, WACONIA, MN 55387-8606

Mortgage

Document Number	0000703508
Date	Aug 28, 2020
Instrument	703508

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2085 Silver St was $5,458 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,458.00 Homeowner's exemption	$428,100 (-0.42%) Land $140,000 Building $288,100	$428,100 (-0.42%) Land $140,000 Building $288,100
2025		$429,900 (+16.63%) Land $115,000 Building $314,900	$429,900 (+16.63%) Land $115,000 Building $314,900
2024	$4,390.00 (-2.4%) Homeowner's exemption	$368,600 (+1.46%) Land $110,000 Building $258,600	$368,600 (+1.46%) Land $110,000 Building $258,600
2023	$4,498.00 Homeowner's exemption	$363,300 Land $110,000 Building $253,300	$363,300 Land $110,000 Building $253,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2085 Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2085 Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xfinity.

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