2085 Shell Ridge Trl, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 2085 Shell Ridge Trl, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 6,534 sqft · built 2006
Lot Size	1 acres (43,864 sqft)
Owner	Company Name on Record
Last Sale	$768,000 (Jan 2005)
Tax Bill	$33,256 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-100-020-5`

Property Details

APN / Parcel Number

Primary APN	`138-100-020-5`
Alternative APN	`138-100-020`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Stories	1 Story
Building Area	6,534 sqft Living Area
1st Floor Area	5,113 sqft
Basement Area	1,421 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Lot Area	43,864 sqft
Garage Type	Attached
Garage Area	1,264 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	2085 SHELL RIDGE TRL
City	WALNUT CREEK
State	CA
Zip	94598-4686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	T188PM28 PCL B
Legal Subdivision	SUBDIVISION MS 96-004
Legal Tract	188PM28
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	338302

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2085 SHELL RIDGE TRL, WALNUT CREEK, CA 94598-4686
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2005 · Amount on Record
Deed Sale	Jan 13, 2005 · Amount on Record
Deed Document Number	200514148
Last Transfer Date	Mar 14, 2013
Transfer Doc	0000070713
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2085 SHELL RIDGE TRL, WALNUT CREEK, CA 94598-4686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186084
Date	Oct 11, 2017
Instrument	2017-186084

Lender

Name	FIRST BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2085 SHELL RIDGE TRL, WALNUT CREEK, CA 94598-4686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020564
Date	Feb 3, 2020
Instrument	2020-020564

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2085 SHELL RIDGE TRL, WALNUT CREEK, CA 94598-4686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 SHELL RIDGE TRL, WALNUT CREEK, CA 94598-4686

Mortgage

Document Number	0000041175
Date	Mar 8, 2022
Instrument	2022-041175

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,997,646 (+2%) Land $1,098,471 Building $1,899,175
2025	$33,256.00 (+3.89%) Homeowner's exemption	$2,938,870 (+4.04%) Land $1,076,933 Building $1,861,937
2023	$32,010.00 (+0.88%) Homeowner's exemption	$2,824,752 Land $1,035,115 Building $1,789,637
2022	$31,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2016)
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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