Genesee County property record for 2085 S Cummings Rd, Davison, MI 48423 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,580 sqft Living Area |
| Lot Size | 81,457 sqft (1.87 acres) |
| Garage | 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $182,000 (2016) |
| Tax Bill | $1,362.00 (2025) |
| Primary APN | 05-23-200-026 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,580 sqft Living Area |
| 1st Floor | 1,580 sqft 1st Floor |
| Basement Area | 1,580 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 81,457 sqft (1.87 acres) |
| Depth X Width | 285 ft x 285 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2085 S CUMMINGS RD |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-9126 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A POL BEG S 00 DEG 14 MIN 26 SEC E 820 FT FROM N 1/4 COR OF SEC TH N 89 DEG 50 MIN 42 SEC E 182.84 FT TH S 00 DEG O1 MIN 56 |
| Legal Range | 08E |
| Legal Township | 07N |
| Legal Section | 23 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | DAVISON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 11601 |
Source: Genesee County records · APN 05-23-200-026
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2085 S CUMMINGS RD, DAVISON, MI 48423-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on Record |
| Deed Sale | May 16, 2016 · Amount on Record |
| Deed Doc Number | 201642778 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 2085 S CUMMINGS RD, DAVISON, MI 48423-9126 |
| Document Number | 0000013397 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 202613397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2085 S CUMMINGS RD, DAVISON, MI 48423-9126 |
| Document Number | 0000013397, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202613397 |
| Name | ELGA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 27, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2085 S CUMMINGS RD, DAVISON, MI 48423-9126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000070045 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 202010120070045 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Davison Township |
| Unified School District | Davison Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,362.00 (-69.37%) Homeowner's exemption | $166,100 (+14.47%) | $332,200 (+14.47%) |
| 2024 | $4,447.00 (+28.71%) | ||
| 2023 | $145,100 | $290,200 | |
| 2019 | $3,455.00 |
2085 S Cummings Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 17th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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