Erath County property record for 2085 River Front Ct, Stephenville, TX 76401
| Property Type | Rural Home |
|---|---|
| Details | 3,092 sqft · built 2012 |
| Lot Size | 6.29 acres (273,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,100 (Apr 2018) |
| Tax Bill | $5,835 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | R000074428 |
| Primary APN | R000074428 |
|---|---|
| Alternative APN |
|
| Building Area | 3,092 sqft Living Area |
|---|---|
| 1st Floor Area | 2,212 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 273,992 sqft (6.29 acres) |
| Garage Type | Attached |
| Garage Area | 557 sqft |
| Porch | Porch |
| Porch Area | 1,053 sqft |
| Account Number | R.8500.00100.00.0 |
|---|---|
| Street Address | 2085 RIVER FRONT CT |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S8500 RIVER HILLS RANCH; LOT 10 |
| Legal Subdivision | RIVER HILLS RANCH |
| Legal Lot Number | 10 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | MORGAN MILL-BLUFF DALE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950100 |
2085 River Front Ct, a rural home, is owned and occupied by two individuals who bought it in April 2018.
Source: Erath County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2085 RIVER FRONT CT, STEPHENVILLE, TX 76401-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TITUS38 LLC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 27, 2018 | Vendor's Lien, Transfer · Line of Credit AGTEXAS FARM CREDIT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on File |
| Deed Sale | Apr 27, 2018 · Amount on File |
| Prior Sale | Sep 4, 2012 · Amount on File |
| Deed Document Number | 20182120 |
| Prior Transfer Date | Apr 26, 2018 |
| Prior Transfer Doc | 201802120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 2085 RIVER FRONT CT, STEPHENVILLE, TX 76401-1101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | SECURED TITLE OF TEXAS LLC |
| Name | Verified Name |
|---|
| Document Number | 202006892 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020-06892 |
| Name | TITUS38 LLC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 2085 RIVER FRONT CT, STEPHENVILLE, TX 76401-1101 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201801803 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 2018-01803 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Apr 27, 2018 |
| Property Address | 2085 RIVER FRONT CT, STEPHENVILLE, TX 76401-1101 |
| Document Number | 201802120 |
| Map Reference | CAB B SL 101A |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018-02120 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 65, STEPHENVILLE, TX 76401-0001 |
| Name | Verified Name |
|---|---|
| Address | 2085 RIVER FRONT CT, STEPHENVILLE, TX 76401-1101 |
| Document Number | 201802121 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018-02121 |
| Name | AGTEXAS FARM CREDIT SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2038 |
The 2026 property tax bill for 2085 River Front Ct was $5,835 with a homeowner's exemption, up 17.5% from the year before.
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Morgan Mill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,835.00 (+17.52%) | $580,000 (+118,267.35%) Land $10,490 Building $569,510 | $632,410 (+1,095.48%) Land $62,900 Building $569,510 |
| 2025 | $4,965.00 Homeowner's exemption | $490 | $52,900 |
| 2023 | $5,105.00 (-13.72%) Homeowner's exemption | $622,540 Land $62,900 Building $559,640 | $622,540 Land $62,900 Building $559,640 |
| 2022 | $5,917.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2085 River Front Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2085 River Front Ct is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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