2085 Raymond Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2085 Raymond Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,791 sqft Living Area
Lot Size	11,456 sqft (0.263 acres)
Occupancy	Owner Occupied
Last Sale	$409,000 (2023)
Tax Bill	$4,301.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0855-0001-0250`
Alternative APNs	`142630398800010250` `263014085500010250` `84982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,791 sqft Living Area
Gross Area	2,485 sqft Gross Area
1st Floor	1,791 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,456 sqft (0.263 acres)
Depth X Width	134 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	392 sqft Pool
Shed	1 Shed
Shed Area	176 sqft Shed
Deck Area	717 sqft Deck
Porch Area	274 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2085 RAYMOND DR
City	SAINT CLOUD
State	FL
Zip	34769-5501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORRAINE ESTATES UNIT 3 PB 5 PG 53 LOT 25
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE ESTATES UNIT 3
Legal Tract	855
Legal Block	250
Legal Lot Number	25
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-0855-0001-0250

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2085 RAYMOND DR, SAINT CLOUD, FL 34769-5501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Oct 01, 2016 · Amount on Record
Deed Doc Number	202381105
Deed Book / Page	6429 / 1280
Prior Transfer Date	Oct 29, 2016
Prior Transfer Doc	0050890786
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 22, 2023
Property Address	2085 RAYMOND DR, SAINT CLOUD, FL 34769-5501
Document Number	0064291280
Book / Page	6429 / 1280
Map Reference	MB 5 PG 53
Instrument Date	Jun 21, 2023
Instrument	2023081105
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,863.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 35TH AVE, SANTA CRUZ, CA 95062-4344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 RAYMOND DR, SAINT CLOUD, FL 34769-5501

Mortgage

Document Number	0064291282
Date	Jun 22, 2023
Instrument	6429/1282

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (+3.46%) Homeowner's exemption	$291,524 (+22.07%)	$331,300 (+6.87%) Land $70,000 Building $261,300
2024	$4,301.00 (+30.45%)
2023	$3,297.00 (+12.72%) Homeowner's exemption	$238,812 (+16.8%)	$310,000 (+25.91%) Land $55,000 Building $255,000
2022	$2,925.00 Homeowner's exemption	$204,471	$246,200 Land $50,000 Building $196,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.