2085 N 3450th Rd, Ottawa, IL 61350 Property Records

LaSalle County property record for 2085 N 3450th Rd, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 2002
Lot Size	5.37 acres (233,917 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Oct 2021)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Oct 2021 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-09-438-000`

Property Details

APN / Parcel Number

Primary APN	`15-09-438-000`
Alternative APN	`14-09-426-002`

Interior

Building Area	768 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	233,917 sqft (5.37 acres)

Location & Zoning

Street Address	2085 N 3450TH RD
City	OTTAWA
State	IL
Zip	61350-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SE1/4 SEC 9-34-4, COM NE1/4 SE1/4, NW510' TO POB, SW725' NW257.65' NW276.54' NE136.14' SE833.65'TOPOB
Legal Range	04
Legal Township	34
Legal Section	09
Legal Subdivision	PLAT OF LOTS ABC & D LOTS 1 THRU 7 SE 1
Jurisdiction	LASALLE IL
Township / Civil Division	RUTLAND
Census Block Group	4
Census Block	4006
Census Tract	962300

Owner

2085 N 3450th Rd is owned by two individuals who bought it in October 2021.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	394 HOLIDAY DR, SOMONAUK, IL 60552-9632
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202116605
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 25, 2021
Property Address	2085 N 3450TH RD, OTTAWA, IL 61350-9428
Document Number	202116605
Map Reference	MB 1146 PG 360
Instrument Date	Oct 19, 2021
Instrument	2021-16605
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$178.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8520 S JOHNNY RUN RD, 8520, KINSMAN, IL 60437-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 HOLIDAY DR, SOMONAUK, IL 60552-9632

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 25, 2020
Property Address	2085 N 3450TH RD, OTTAWA, IL 61350-9428
Document Number	202018321
Instrument Date	Nov 19, 2020
Instrument	2020-18321
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	889 N 2401ST RD, 889, OGLESBY, IL 61348-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 S JOHNNY RUN RD, KINSMAN, IL 60437-4017
Investor	Possibly a Property Investor

Mortgage

Document Number	202018322
Date	Nov 25, 2020
Instrument	2020-18322

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2085 N 3450th Rd was $1,599, up 7.4% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Rutland Township
Unified School District	Serena CUSD 2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,599.00 (+7.39%)	$26,453 Land $18,506 Building $7,947	$79,359 Land $55,518 Building $23,841
2024	$1,489.00
2023		$21,883 (+6.08%) Land $15,309 Building $6,574	$65,649 (+6.08%) Land $45,927 Building $19,722
2022		$20,629 Land $14,432 Building $6,197	$61,887 Land $43,296 Building $18,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2085 N 3450th Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	36 (1996–2013)
Claims Outside the SFHA	10 of 36
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Sep 2008 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2085 N 3450th Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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