2085 Holder Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2085 Holder Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,008 sqft · built 1989
Lot Size0.114 acres (4,974 sqft)
OwnerIndividual Name on Record
Last Sale$348,000 (Dec 2003)
Tax Bill$5,783 (2026)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN238-090-860-000

Property Details

APN / Parcel Number

Primary APN238-090-860-000
Alternative APN
  • 238-090-86

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,008 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,974 sqft (0.114 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-090-86
Street Address2085 HOLDER LN
CityTRACY
StateCA
Zip95377-9568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 881107 FR ORIG APN 237780861
Legal SubdivisionBUENA VISTA ESTATES
Legal Tract2248
Legal Block1
Legal Lot Number86
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1023
Census Tract5224

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2085 HOLDER LN, TRACY, CA 95377-9568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2003 · Amount on Record
Deed SaleDec 30, 2003 · Amount on Record
Prior SaleSep 4, 2003
Deed Document Number2003295533
Prior Transfer DateAug 11, 2003
Prior Transfer Doc0000202990
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2085 HOLDER LN, TRACY, CA 95377-9568
Document Number0000091525
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 HOLDER LN TRACY CA 953779568, TRACY, CA 95377-9568

Mortgage

Document Number0000091525
DateAug 11, 2017
Instrument91525
Lender
NameCALHFA MAC
AddressPO BOX 5678, RIVERSIDE, CA 92517-5678
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,783.00 (-24.36%)
2025$7,645.00 (+7.52%) Homeowner's exemption$494,616 (+4.04%) Land $147,857 Building $346,759
2023$7,110.00 (+1.56%) Homeowner's exemption$475,411 Land $142,116 Building $333,295$596,340
2022$7,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Matrix Broadband.

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