Kenton County property record for 2085 Gribble Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1996 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,600 (Nov 2021) |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-019.00 |
| Primary APN | 045-10-01-019.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Finished Area |
| Gross Area | 1,300 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0451001019.00 |
|---|---|
| Street Address | 2085 GRIBBLE DR |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 2 LOT 19 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-10-01-019.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2085 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 02, 2021 | Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Jan 24, 1997 · Amount on Record |
| Deed Document Number | 0000128181 |
| Deed Book / Page | 128 / 181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 02, 2026 |
| Property Address | 2085 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Document Number | 0000013681 |
| Book / Page | 454 / 192 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 202613681 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2085 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013681, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 454/192 |
| Instrument | 202613681 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 02, 2021 |
| Property Address | 2085 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Document Number | 0005900014 |
| Book / Page | 128 / 181 |
| Map Reference | SL A-173 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 21110205900014 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1706 VALLEY DR, 1706, FORT MITCHELL, KY 41017-8116 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2085 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Document Number | 0005900015 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 21110205900015 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,750.00 (-7.01%) | $176,600 (-) Land $15,000 Building $161,600 | $176,600 (-) Land $15,000 Building $161,600 |
| 2023 | $1,882.00 | $176,600 Land $15,000 Building $161,600 | $176,600 Land $15,000 Building $161,600 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 166 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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