2085 Clearview Dr, Owings, MD 20736 Property Records

Calvert County property record for 2085 Clearview Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,404 sqft · built 1993
Lot Size	0.81 acres (35,283 sqft)
Owner	2 Individual Names on File
Last Sale	$419,900 (Sep 2019)
Tax Bill	$5,310 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-144011`

Property Details

APN / Parcel Number

Primary APN	`03-144011`
Alternative APNs	`3144011` `144011`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,404 sqft Total Area
Basement Area	1,193 sqft
Finished Basement	1,193 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	35,283 sqft (0.81 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	144011
Street Address	2085 CLEARVIEW DR
City	OWINGS
State	MD
Zip	20736-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 16R CLEARVIEW SOUTH
Legal Subdivision	FINAL PLAT LOT 16 R CLEAR VIEW SOUTH
Legal Lot Number	16R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

2085 Clearview Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2085 CLEARVIEW DR, OWINGS, MD 20736-4001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 26, 2019	Deed, Transfer · Conventional Mortgage US BANK NA
Nov 26, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Dec 1, 2010 · Amount on File
Deed Book / Page	5443 / 406
Transfer Doc	0000002243
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2085 CLEARVIEW DR, OWINGS, MD 20736-4001
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 CLEARVIEW DR, OWINGS, MD 20736-4001

Mortgage

Document Number	0059000422
Date	Mar 22, 2021
Book Page	5900/422

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 26, 2019
Property Address	2085 CLEARVIEW DR, OWINGS, MD 20736-4001
Document Number	0054430406
Book / Page	5443 / 406
Map Reference	LB 618 FO 836
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3700 LAKE ONTARIO DR APT 303, 303, VALPARAISO, IN 46383-6740

Mortgage

Document Number	5443414
Date	Sep 26, 2019
Instrument	5443/414

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2085 CLEARVIEW DR, OWINGS, MD 20736-4001
Document Number	0052990108
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2085 CLEARVIEW DR OWINGS MD 207364001, OWINGS, MD 20736-4001

Mortgage

Document Number	0052990108
Date	Dec 21, 2018
Book Page	005299/000108

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2085 Clearview Dr was $5,310 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,367	$537,900 Land $146,000 Building $391,900
2025	$5,310.00
2023	$4,420.00 Homeowner's exemption	$425,433	$477,100 Land $146,000 Building $331,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2085 Clearview Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2085 Clearview Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS OAKS / DAYS END serves 251 people · EPA ID MD0040010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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