Delaware County and Hancock Town property record for 2085 Chiloway Rd, Roscoe, NY 12776
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 700 sqft · built 1984 |
| Lot Size | 6.18 acres (269,201 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,768 (2026) |
| Deeds & Mortgages | Sep 2007 Mortgage Apr 2016 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 123689 434.-2-35 |
| Primary APN | 123689 434.-2-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 269,201 sqft (6.18 acres) |
| Porch | Slab |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06867928423 |
|---|---|
| Street Address | 2085 CHILOWAY RD |
| City | ROSCOE |
| State | NY |
| Zip | 12776-2751 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | N |
| Legal Description | GL#4 LOT 36 & 46 CHILOWAY LIMITED |
| Legal Block | 2 |
| Legal Lot Number | 35.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 971400 |
Source: Delaware County and Hancock Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 27 SOUTH ST, MANORVILLE, NY 11949-8501 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 13, 2007 | Deed of Trust, Mortgage SIDNEY FEDERAL CREDIT UNION |
| Apr 7, 2016 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 8, 2016 |
| Transfer Doc | 0000001481/000000019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 2085 CHILOWAY RD, ROSCOE, NY 12776-2751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001481/0000000199 |
|---|---|
| Date | Sep 13, 2007 |
| Book Page | 0000001481/0000000199 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Apr 7, 2016 |
| Property Address | 2085 CHILOWAY RD, ROSCOE, NY 12776-2751 |
| Document Number | 0000001481/0000000199 |
| Book / Page | 0000001481 / 0000000199 |
| Instrument Date | Mar 8, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Unified School District | Roscoe Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,768.00 (+108.28%) | ||
| 2025 | $1,329.00 (+5.64%) | $12,200 (-) Land $4,200 Building $8,000 | $152,500 (+25%) Land $52,500 Building $100,000 |
| 2023 | $12,200 Land $4,200 Building $8,000 | $122,000 Land $42,000 Building $80,000 | |
| 2020 | $1,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 59 (1981–2024) |
| Claims Outside the SFHA | 18 of 59 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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