2085 Balboa Ave, Merced, CA 95348 Property Records

Merced County property record for 2085 Balboa Ave, Merced, CA 95348 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1973
Lot Size0.178 acres (7,769 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Feb 2013)
Tax Bill$1,209 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2023 Line of Credit
+ 2 more
Flood ZoneZone AO (high risk)
APN057-283-015-000

Property Details

APN / Parcel Number

Primary APN057-283-015-000
Alternative APN
  • 057283015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,640 sqft
1st Floor Area1,200 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Construction TypeWood Frame
Lot Area7,769 sqft (0.178 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemCentral

Location & Zoning

Old Parcel Number057283015
Street Address2085 BALBOA AVE
CityMERCED
StateCA
Zip95348-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMDW-BRK TR #4 LOT 3
Legal SubdivisionMEADOW BROOK TR 04
Legal Tract4
Legal Lot Number3
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1016
Census Tract903

Owner

Source: Merced County records · APN 057-283-015-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2085 BALBOA AVE, MERCED, CA 95348-4020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
May 08, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Dec 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Nov 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2013 · Amount on Record
Deed SaleFeb 21, 2013 · Amount on Record
Prior SaleJan 21, 2009 · Amount on Record
Deed Document Number2013-006623
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2085 BALBOA AVE, MERCED, CA 95348-4020
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 BALBOA AVE, MERCED, CA 95348-4020

Mortgage

Document Number0000036634
DateAug 18, 2021
Instrument2021036634
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2085 BALBOA AVE, MERCED, CA 95348-4020
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 BALBOA AVE, MERCED, CA 95348-4020

Mortgage

Document Number0000010137
DateMay 08, 2023
Instrument2023010137
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2085 BALBOA AVE, MERCED, CA 95348-4020
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043785
DateDec 27, 2019
Instrument2019043785
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2035

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2085 BALBOA AVE, MERCED, CA 95348-4020
Document Number0000039214
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedDec 04, 2017
Title CompanyTRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 BALBOA AVE MERCED CA 953484020, MERCED, CA 95348-4020

Mortgage

Document Number0000039214
DateNov 17, 2017
Instrument39214
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 16, 2037

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,209.00 (+6.9%)$104,539 (+4.04%) Land $18,468 Building $86,071
2023$1,131.00 (+1.43%)$100,481 Land $17,751 Building $82,730
2022$1,115.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470009031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Nearby Flood Policies67 in force
Nearby Flood Claims17 (2006–2023)
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Ayera TechnologiesFixed Wireless1,000 / 500
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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