2085 Adams Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2085 Adams Rd, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,613 sqft · built 1951
Lot Size1.44 acres (63,031 sqft)
Owner2 Individual Names on Record
Last Sale$134,000 (Jul 2015)
Tax Bill$4,332 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN590-0371-0055-00

Property Details

APN / Parcel Number

Primary APN590-0371-0055-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,613 sqft Living Area
1st Floor Area896 sqft
2nd Floor Area717 sqft
Upper Floors Area717 sqft
Basement Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area63,031 sqft (1.44 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address2085 ADAMS RD
CityCINCINNATI
StateOH
Zip45231-3065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADAMS RD 1.536 AC R1- T3- S33 SW
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3004
Census Tract21701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2085 ADAMS RD, CINCINNATI, OH 45231-3065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2015 · Amount on Record
Deed SaleJul 7, 2015 · Amount on Record
Deed Document Number349380
Deed Book / Page012936 / 001481
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2085 ADAMS RD, CINCINNATI, OH 45231-3065
Document Number0000121944
Instrument DateNov 9, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2085 ADAMS RD CINCINNATI OH 452313065, CINCINNATI, OH 45231-3065

Mortgage

Document Number0000121944
DateNov 19, 2020
Book Page014299/000986
Instrument121944
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 18, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,332.00 (+0.74%)$74,375 (+%) Land $25,014 Building $49,361
2024$4,300.00 (+5.39%)$74,374 (-) Land $25,014 Building $49,360
2023$4,080.00 (-3.2%)$74,374 (+34.39%) Land $25,014 Building $49,360$212,500 (+34.39%) Land $71,470 Building $141,030
2022$4,215.00 Homeowner's exemption$55,343 Land $23,608 Building $31,735
2020$158,120 Land $67,450 Building $90,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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