Mesa County property record for 2085 45 1/2 Rd, De Beque, CO 81630
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,136 sqft · built 1950 |
| Lot Size | 0.197 acres (8,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Aug 2020) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2671-032-00-019 |
| Primary APN | 2671-032-00-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,572 sqft (0.197 acres) |
| Porch | Slab |
| Porch Area | 541 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R002856 |
|---|---|
| Street Address | 2085 45 1/2 RD |
| City | DE BEQUE |
| State | CO |
| Zip | 81630-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 2A OF SE4NE4NW4 SEC 3 9S 97W |
| Legal Range | 097 |
| Legal Township | 09S |
| Legal Section | 03 |
| Legal Lot Number | 19 |
| Jurisdiction | MESA CO |
| Township / Civil Division | DE BEQUE |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 1800 |
2085 45 1/2 Rd is owned and occupied by an individual who bought it in August 2020.
Source: Mesa County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2085 45 1/2 RD, DE BEQUE, CO 81630-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION |
| Aug 21, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Aug 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG |
| Aug 25, 2020 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on File |
| Deed Sale | Aug 25, 2020 · Amount on File |
| Prior Sale | Apr 3, 2007 · Amount on File |
| Deed Document Number | 20202939423 |
| Prior Transfer Date | Mar 22, 2007 |
| Prior Transfer Doc | 0002370683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 23, 2026 |
| Property Address | 2085 45 1/2 RD, DE BEQUE, CO 81630-9608 |
| Document Number | 0003156887 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20263156887 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2085 45 1/2 RD, DE BEQUE, CO 81630-9608 |
| Document Number | 0003156887, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20263156887 |
| Name | SECURITY SERVICE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 2085 45 1/2 RD, DE BEQUE, CO 81630-9608 |
| Document Number | 0002946790 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 2085 45 1/2 RD, DE BEQUE, CO 81630-9608 |
| Document Number | 0002939424 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2085 45 1/2 RD DE BEQUE CO 816309608, DE BEQUE, CO 81630-9608 |
| Document Number | 0002939424 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2939424 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 25, 2020 |
| Property Address | 2085 45 1/2 RD, DE BEQUE, CO 81630-9608 |
| Document Number | 0002939423 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2939423 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 478, MESA, CO 81643-0478 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2085 45 1 2 ROAD, DE BEQUE, CO 81630 |
| Document Number | 0002939424 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2939424 |
| Name | ACADEMY MORTGAGE CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 2085 45 1/2 Rd was $411, up 77.9% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | De Beque School District 49-JT (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411.00 (+77.92%) | $12,590 (+65.44%) Land $6,560 Building $6,030 | $201,550 Land $105,000 Building $96,550 |
| 2024 | $231.00 (+5%) | $7,610 (-) Land $4,470 Building $3,140 | |
| 2023 | $220.00 (-33.93%) | $7,610 (-36.05%) Land $4,470 Building $3,140 | $113,610 Land $66,710 Building $46,900 |
| 2022 | $333.00 | $11,900 Land $3,610 Building $8,290 | |
| 2021 | $171,290 Land $52,000 Building $119,290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2085 45 1/2 Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2085 45 1/2 Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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