Lee County property record for 20849 Napa Loop, Estero, FL 33928 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,939 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,488,100 (2025) |
| Tax Bill | $3,960.00 (2025) |
| Primary APN | 30-46-27-L3-0500B.1038 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,939 sqft (0.251 acres) |
|---|
| Account Number | 10618663 |
|---|---|
| Street Address | 20849 NAPA LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-9808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1038 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Block | B |
| Legal Lot Number | 1038 |
| Jurisdiction | LEE FL |
| Minor Civil Division | BONITA SPRINGS |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records · APN 30-46-27-L3-0500B.1038
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 02, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 24, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2024 · Amount on Record |
| Deed Doc Number | 202548970 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Document Number | 0000305024 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025000305024 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Mar 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Document Number | 0000087398 |
|---|---|
| Date | Apr 02, 2025 |
| Instrument | 2025000087398 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 24, 2025 |
| Property Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Document Number | 0000048970 |
| Map Reference | DOC 2023000039926 |
| Instrument Date | Feb 17, 2025 |
| Instrument | 2025000048970 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,416.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 20849 NAPA LOOP, ESTERO, FL 33928-9808 |
| Document Number | 0000048971 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 2025000048971 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,960.00 (+42.75%) | $117,572 (+8.86%) Land $117,572 | $117,572 (+8.86%) Land $117,572 |
| 2023 | $2,774.00 | $108,006 Land $108,006 | $108,006 Land $108,006 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 175 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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