20849 Moline Rd, Lyndon, IL 61261 Property Records

Whiteside County property record for 20849 Moline Rd, Lyndon, IL 61261

Property Summary

Property Type	Single Family Home
Details	2 bd · 952 sqft · built 2013
Lot Size	2.56 acres (111,906 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2021)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1607200019`

Property Details

APN / Parcel Number

Primary APN	`1607200019`
Alternative APN	`110368`

Interior

Bedrooms	2 Beds
Building Area	952 sqft Building Perimeter

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	111,906 sqft (2.56 acres)
Garage Area	192 sqft

Location & Zoning

Account Number	110368
Street Address	20849 MOLINE RD
City	LYNDON
State	IL
Zip	61261-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINN ADDITION LOT 2
Legal Subdivision	WINN ADDITION
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	LYNDON
Census Block Group	4
Census Block	4070
Census Tract	100

Owner

20849 Moline Rd is owned and occupied by an individual who bought it in December 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	20849 MOLINE RD, LYNDON, IL 61261-9564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage US BANK NA
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Sep 8, 2011 · Amount on File
Deed Document Number	20218477
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	20849 MOLINE RD, LYNDON, IL 61261-9564
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001343
Date	Mar 23, 2026
Instrument	2026-01343

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	288 Months
Due	Mar 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 1, 2021
Property Address	20849 MOLINE RD, LYNDON, IL 61261-9564
Document Number	0000008477
Instrument Date	Nov 30, 2021
Instrument	2021-08477
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20849 MOLINE RD, LYNDON, IL 61261-9564

Mortgage

Document Number	0000008478
Date	Dec 1, 2021
Instrument	2021-08478

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20849 Moline Rd was $3,095, up 9.4% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Lyndon Township
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (+9.4%)	$53,084 (+9.24%) Land $9,392 Building $43,692
2024	$2,829.00	$48,594 Land $8,598 Building $39,996	$159,252 (+9.24%) Land $28,176 Building $131,076
2023			$145,782 Land $25,794 Building $119,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20849 Moline Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20849 Moline Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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