Loudoun County property record for 20849 Houseman Ter, Ashburn, VA 20148
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,498 sqft · built 2009 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Jul 2022) |
| Tax Bill | $5,402 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-47-0321-000 |
| Primary APN | 154-47-0321-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,498 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Built-in |
| Garage Area | 336 sqft |
| Deck Area | Deck Area |
| Patio Area | 277 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20849 HOUSEMAN TER |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-4330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | GOOSE CREEK VILLAGE SOUTH LOT 53 200906180040572 200710180075108P |
| Legal Subdivision | GOOSE CREEK VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 611028 |
20849 Houseman Ter, a townhouse, is owned and occupied by two individuals who bought it in July 2022.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20849 HOUSEMAN TER, ASHBURN, VA 20148-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Jun 18, 2009 · Amount on File |
| Deed Document Number | 202241398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 15, 2022 |
| Property Address | 20849 HOUSEMAN TER, ASHBURN, VA 20148-4330 |
| Document Number | 0000041398 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 202207150041398 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | HB TITLE INC, DB TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20849 HOUSEMAN TER, ASHBURN, VA 20148-4330 |
| Document Number | 0000041399 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 202207150041399 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20849 HOUSEMAN TER, ASHBURN, VA 20148-4330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000008338 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 202202100008338 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 3, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20849 HOUSEMAN TER, ASHBURN, VA 20148-4330 |
| Document Number | 20180510026024 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180510026024 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 26024 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 9, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20849 HOUSEMAN TER, ASHBURN, VA 20148-4330 |
| Document Number | 20170324017382 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 20849 HOUSEMAN TER ASHBURN VA 201484330, ASHBURN, VA 20148-4330 |
| Document Number | 20170324017382 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 17382 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 23, 2032 |
The 2026 property tax bill for 20849 Houseman Ter was $5,402.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,402.00 | $671,130 Land $200,000 Building $471,130 | $671,130 Land $200,000 Building $471,130 |
| 2023 | $5,312.00 | $607,170 Land $180,000 Building $427,170 | $607,170 Land $180,000 Building $427,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20849 Houseman Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20849 Houseman Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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