20844 Waterside Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 20844 Waterside Dr, Leonardtown, MD 20650 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	1,998 sqft Total Area
Lot Size	59,242 sqft (1.36 acres)
Garage	Built-in, 440 sqft
Occupancy	Owner Occupied
Last Sale	$163,500 (1996)
Tax Bill	$6,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-012689`
Alternative APNs	`3012689` `012689`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,998 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	59,242 sqft (1.36 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Built-in Garage
Garage Area	440 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Total Buildings	2 Total Buildings
Balcony Area	264 sqft Balcony
Deck Area	692 sqft Deck
Porch Area	194 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	012689
Street Address	20844 WATERSIDE DR
City	LEONARDTOWN
State	MD
Zip	20650-4421
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 SECTION 2 BRUBACHER'S SUBD
Legal Subdivision	BRETONS BEACH
Legal Lot Number	10,11
Jurisdiction	ST MARY'S MD
Minor Civil Division	3, LEONARDTOWN
Census Blockgroup	1
Census Block	1016
Census Tract	875400

Owner

Source: St. Mary's County records · APN 03-012689

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20844 WATERSIDE DR, LEONARDTOWN, MD 20650-4421
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 1996 · Amount on Record
Deed Sale	Apr 19, 1996 · Amount on Record
Deed Doc Number	19964761
Deed Book / Page	1049 / 211
Last Transfer Date	Mar 18, 2015
Transfer Doc	0043070100
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,400 (+3.01%)	$655,600 (+9.03%) Land $360,400 Building $295,200
2025	$6,717.00 (+11.25%) Homeowner's exemption	$601,300 (+6.59%) Land $345,400 Building $255,900	$601,300 (-) Land $345,400 Building $255,900
2023	$6,038.00 Homeowner's exemption	$564,100	$601,300 Land $345,400 Building $255,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.