20840 Sparta Ln, Olympia Fields, IL 60461 Property Records

Cook County property record for 20840 Sparta Ln, Olympia Fields, IL 60461

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,973 sqft · built 1971
Lot Size0.403 acres (17,550 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Dec 2022)
Tax Bill$10,458 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-24-204-020

Property Details

APN / Parcel Number

Primary APN31-24-204-020
Alternative APN
  • 31-24-204-020-0000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,973 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area17,550 sqft (0.403 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address20840 SPARTA LN
CityOLYMPIA FIELDS
StateIL
Zip60461-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range13E
Legal Township35N
Legal Section24
Legal SubdivisionATHENIA PARK
Legal Block4
Legal Lot Number22
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group2
Census Block2023
Census Tract830005

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20840 SPARTA LN, OLYMPIA FIELDS, IL 60461-1949
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Sep 19, 2019Deed of Trust, Mortgage
NAVY FCU
May 25, 2018Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Document Number202225074
Prior Transfer DateAug 27, 2003
Prior Transfer Doc0000044161
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 21, 2022
Property Address20840 SPARTA LN, OLYMPIA FIELDS, IL 60461-1949
Document Number0035525074
Instrument DateNov 18, 2022
Instrument2235525074
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20840 SPARTA LN, OLYMPIA FIELDS, IL 60461-1949

Mortgage

Document Number0035525075
DateDec 21, 2022
Instrument2235525075
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate7.62%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address20840 SPARTA LN, OLYMPIA FIELDS, IL 60461-1949
Document Number1928822011
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address20840 SPARTA LN OLYMPIA FIELDS IL 604611949, OLYMPIA FIELDS, IL 60461-1949

Mortgage

Document Number1928822011
DateOct 15, 2019
Instrument28822011
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueOct 14, 2049
Interest
Rate3.62%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 25, 2018
Property Address20840 SPARTA LN, OLYMPIA FIELDS, IL 60461-1949
Document Number1814529137
Instrument DateMay 19, 2017
Instrument14529137
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20840 SPARTA LN OLYMPIA FIELDS IL 604611949, OLYMPIA FIELDS, IL 60461-1949

Mortgage

Document Number1814529138
DateMay 25, 2018
Instrument14529138
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityOlympia Fields Village
Elementary School DistrictMatteson Elementary School District 162 (PK - 08)
Secondary School DistrictRich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,001 (+42.73%) Land $7,898 Building $22,103$300,010 (+42.73%) Land $78,980 Building $221,030
2023$10,458.00 (+4.64%)
2022$9,994.00 Homeowner's exemption$21,019 Land $7,020 Building $13,999$210,190 Land $70,200 Building $139,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (1979–2006)
Claims Outside the SFHA2 of 10
Most Recent ClaimApr 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLYMPIA FIELDS
serves 4,922 people · EPA ID IL0312280
Water SourcePurchased surface water from OAK LAWN
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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