20840 SE Denver Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20840 SE Denver Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	1,921 sqft · built 2023
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$602,066 (Aug 2023)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215-CB-02460`

Property Details

APN / Parcel Number

Primary APN	`181215-CB-02460`
Alternative APN	`286365`

Interior

Stories	2 Stories
Building Area	1,921 sqft
Gross Area	502 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	286365
Street Address	20840 SE DENVER DR
City	BEND
State	OR
Zip	97702-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTON PHASE 1 LOT 48
Legal Subdivision	EASTON PHASE 1
Legal Lot Number	48
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3007
Census Tract	1904

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20840 SE DENVER DR, BEND, OR 97702-3922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Aug 31, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	202321775
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20840 SE DENVER DR, BEND, OR 97702-3922
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20840 S DENVER, BEND, OR 97702-3922

Mortgage

Document Number	0000001622
Date	Jan 20, 2026
Instrument	2026-01622

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Feb 1, 2044

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 31, 2023
Property Address	20840 SE DENVER DR, BEND, OR 97702-3922
Document Number	0000021775
Map Reference	DOC 2022-29828
Instrument Date	Aug 4, 2023
Instrument	2023-21775
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20840 SE DENVER DR, BEND, OR 97702-3922

Mortgage

Document Number	0000021776
Date	Aug 31, 2023
Instrument	2023-21776

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+3.93%)	$242,460 (+3%)	$642,530 (+2.15%) Land $214,900 Building $427,630
2024	$3,941.00 (+244.79%)	$235,400 (+229.14%)	$629,020 (+221.91%) Land $214,900 Building $414,120
2023	$1,143.00	$71,520	$195,400 Land $195,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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