20840 Garner Rd, Virginia, IL 62691 Property Records

Cass County property record for 20840 Garner Rd, Virginia, IL 62691

Property Summary

Property Type	Rural Improved / Non-Residential
Details	2 bd · 1 ba · 976 sqft · built 1959
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on File
Tax Bill	$2,921 (2025)
Flood Zone	Zone X (minimal risk)
APN	`10-029-009-01`

Property Details

APN / Parcel Number

Primary APN	`10-029-009-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Basement Area	488 sqft
Unfinished Basement	488 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Roof Material	Composition Shingle
Lot Area	189,922 sqft (4.36 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20840 GARNER RD
City	VIRGINIA
State	IL
Zip	62691-8113
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	0935300009 S35 T18 R10 S MID PT NE SW
Legal Range	10W
Legal Township	18N
Legal Section	35
Jurisdiction	CASS IL
Township / Civil Division	SANGAMON VALLEY
Census Block Group	1
Census Block	1039
Census Tract	960200

Owner

20840 Garner Rd is owned by an individual.

Source: Cass County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	20840 GARNER RD, VIRGINIA, IL 62691-8113
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20840 Garner Rd was $2,921.

Source: Cass County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cass County
County Subdivision	Sangamon Valley Township
Unified School District	Virginia Community Unit School District 64 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 Homeowner's exemption	$39,110 (+93.81%) Land $2,100 Building $37,010	$117,330 (+93.81%) Land $6,300 Building $111,030
2024		$20,180 Land $1,995 Building $18,185	$60,540 Land $5,985 Building $54,555
2022	$1,012.00 Homeowner's exemption	$18,230 Land $1,795 Building $16,435	$54,690 Land $5,385 Building $49,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20840 Garner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20840 Garner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cass Cable TV Fiber	100 / 25
T-Mobile Fixed Wireless	100 / 20