20838 E Duncan St, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 20838 E Duncan St, Queen Creek, AZ 85142

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1972
Lot Size	0.173 acres (7,542 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2018)
Tax Bill	$849 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-65-046`

Property Details

APN / Parcel Number

Primary APN	`304-65-046`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 1972
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,542 sqft (0.173 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	20838 E DUNCAN ST
City	QUEEN CREEK
State	AZ
Zip	85142-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	QUEEN CREEK PLAZA
Legal Range	07E
Legal Township	02S
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	QUEEN CREEK PLAZA
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	817102

Owner

20838 E Duncan St is owned and occupied by an individual who bought it in November 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	20838 E DUNCAN ST, QUEEN CREEK, AZ 85142-9525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
Nov 9, 2018	Warranty Deed, Transfer · Second Mortgage (Down Payment) ARIZONA INDUSTRIAL DEVELOPMENT AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	20180835549
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20838 E DUNCAN ST, QUEEN CREEK, AZ 85142-9525
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20838 E DUNCAN ST, SAN TAN VALLEY, AZ 85142-9525

Mortgage

Document Number	0000049643
Date	Jan 28, 2026
Instrument	20260049643

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20838 E DUNCAN ST, QUEEN CREEK, AZ 85142-9525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492510
Date	Jun 8, 2020
Instrument	20200492510

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2018
Property Address	20838 E DUNCAN ST, QUEEN CREEK, AZ 85142-9525
Document Number	0000835549
Map Reference	MB 139 PG 41
Instrument Date	Nov 7, 2018
Instrument	20180835549
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20838 E DUNCAN ST, 20838, QUEEN CREEK, AZ 85142-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20838 E DUNCAN ST, QUEEN CREEK, AZ 85142-9525

Mortgage

Document Number	0000835551
Date	Nov 9, 2018
Instrument	20180835551

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTH
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Mortgage

Document Number	0000835550
Date	Nov 9, 2018
Instrument	20180835550

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20838 E Duncan St was $849.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Queen Creek Town
Unified School District	Queen Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,630	$326,300 Land $65,200 Building $261,100
2025	$849.00
2024		$32,030	$320,300 Land $64,000 Building $256,300
2023	$918.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20838 E Duncan St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20838 E Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEEN CREEK private · serves 95,502 people · EPA ID AZ0407033
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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